For many people, the holiday season consists of Black Friday shopping, visiting friends and family, and attending special events. While fun activities and filling up your cart can be exhilarating, the average cost is projected to rise to more than $1,400 this year.

Many people share holiday spirit through gift giving and making charitable donations. Unfortunately, scammers are trying to take advantage of those giving back by creating fake causes and charities. Here are a few ways to spot fake charities asking for a donation.

For many people, the phrase “credit score” causes anxiety. You may even know what yours is, but you might not know how important that score is for your financial health. Credit scores have several components, many of which you can manage with some careful planning.

The amount of paper entering your home from mail or receipts can become overwhelming. Declutter – and keep your identity secure – by shredding your financial documents.