Schedule of Fees
Rates as of Dec 12, 2024 ET.
Fee | |
---|---|
Overdraft, Non-sufficient Funds | $33.00 |
Stop Payment Order | $33.00 |
Paid Overdraft | $33.00 |
Deposited Item Returned | $33.00 |
Overdrawn Account Fee (Account balance negative for 7 consecutive days) | $33.00 |
Overdraft from RCA Line of Credit | $5.00 |
Overdraft from Main or Super Share | $3.00 |
Copies of Statements or Paid Checks | $3.00 |
Enrolled in both Paper & eStatements | $5.00 |
Check Reorders (price varies w/design selection) | |
Counter Checks (4 per sheet) | $5.00 |
Overdraft, Non-sufficient Funds
|
---|
Fee $33.00 |
Stop Payment Order
|
---|
Fee $33.00 |
Paid Overdraft
|
---|
Fee $33.00 |
Deposited Item Returned
|
---|
Fee $33.00 |
Overdrawn Account Fee (Account balance negative for 7 consecutive days)
|
---|
Fee $33.00 |
Overdraft from RCA Line of Credit
|
---|
Fee $5.00 |
Overdraft from Main or Super Share
|
---|
Fee $3.00 |
Copies of Statements or Paid Checks
|
---|
Fee $3.00 |
Enrolled in both Paper & eStatements
|
---|
Fee $5.00 |
Check Reorders (price varies w/design selection)
|
---|
Fee |
Counter Checks (4 per sheet)
|
---|
Fee $5.00 |
ATM/Debit Card Fees
Rates as of Dec 12, 2024 ET.
Fee | |
---|---|
Non-Cinfed ATM transactions & inquiries (2 free per month on Non-Kasasa® checking accounts) Receive up to $20 in ATM fee refunds each month with Kasasa® Checking* when qualifications are met. Click here for more details. |
$3.00 |
ATM Surcharge (Use Allpoint or Alliance One for surcharge free access) | Varies by ATM |
Cinfed ATM | FREE for Members |
Mailed Replacement Debit Card | $15.00 |
Instant Issue Replacement Debit Card | $25.00 |
Debit Card Inactive Fees Per month after 90 days of inactivity |
$3.00 |
Non-Cinfed ATM transactions & inquiries (2 free per month on Non-Kasasa® checking accounts)
Receive up to $20 in ATM fee refunds each month with Kasasa® Checking* when qualifications are met. Click here for more details. |
---|
Fee $3.00 |
ATM Surcharge (Use Allpoint or Alliance One for surcharge free access)
|
---|
Fee Varies by ATM |
Cinfed ATM
|
---|
Fee FREE for Members |
Mailed Replacement Debit Card
|
---|
Fee $15.00 |
Instant Issue Replacement Debit Card
|
---|
Fee $25.00 |
Debit Card Inactive Fees
Per month after 90 days of inactivity |
---|
Fee $3.00 |
Lending Fees
Rates as of Dec 12, 2024 ET.
Fee | |
---|---|
Consumer Loan Late Fee | $33.00 |
Mortgage Loan Late Fee *Fee information can be found in the loan note. You may also call the Mortgage Department @ 513-333-3881 for more information regarding fees for your loan. |
$50.00 or 5% of payment |
Commercial Loan Late Fee (Minimum $50.00) | 5% of Payment |
Credit Card Late Fee | Up to $33.00 |
Consumer Loan Late Fee
|
---|
Fee $33.00 |
Mortgage Loan Late Fee
*Fee information can be found in the loan note. You may also call the Mortgage Department @ 513-333-3881 for more information regarding fees for your loan. |
---|
Fee $50.00 or 5% of payment |
Commercial Loan Late Fee (Minimum $50.00)
|
---|
Fee 5% of Payment |
Credit Card Late Fee
|
---|
Fee Up to $33.00 |
Electronic Transfers
Rates as of Dec 12, 2024 ET.
Fee | |
---|---|
Incoming Wire | $10.00 |
ACH Origination Fee | $20.00 |
Domestic Outgoing Wire | $30.00 |
Outgoing International Wire | $50.00 |
Incoming Wire
|
---|
Fee $10.00 |
ACH Origination Fee
|
---|
Fee $20.00 |
Domestic Outgoing Wire
|
---|
Fee $30.00 |
Outgoing International Wire
|
---|
Fee $50.00 |
Miscellaneous Fees
Rates as of Dec 12, 2024 ET.
Fee | |
---|---|
Account History Print Out | $3.00/page |
Bad Address Monthly Fee | $5.00 |
Official Checks | $5.00 |
Christmas Club Early Distribution | $10.00 |
Certificate Early Withdrawal Admin Fee | $33.00 |
Dormant Account (No transactions for 5 years for Ohio, 3 years for Kentucky; IRAs 3 years inactive for both Kentucky and Ohio) |
$50.00 |
IRA Early Distribution | $33.00 |
Legal Garnishment/Tax Levy | $50.00 |
Court Ordered Child/Spousal Support | $5.00 |
Money Orders (Age 65+ = $2.00) | $4.00 |
Non-member Cashing a Cinfed Check | $10.00 |
Research Fee | $33.00/hour |
Research Copy Fee | $3.00/page |
Account Transfer Fee (New Account Number Requested) | $50.00 |
Account Reopen Fee | $50.00 |
Skip-A-Pay (not available for every account) | $40.00 |
Contact Center-Assisted Telephone Transfers 2 Free per Month |
$3.00 |
Written Deposit/Loan Verification | $10.00 |
Loan Subordination Fee | $250.00 |
Fresh Start Checking Account Monthly Fee | $10.00 |
Account History Print Out
|
---|
Fee $3.00/page |
Bad Address Monthly Fee
|
---|
Fee $5.00 |
Official Checks
|
---|
Fee $5.00 |
Christmas Club Early Distribution
|
---|
Fee $10.00 |
Certificate Early Withdrawal Admin Fee
|
---|
Fee $33.00 |
Dormant Account
(No transactions for 5 years for Ohio, 3 years for Kentucky; IRAs 3 years inactive for both Kentucky and Ohio) |
---|
Fee $50.00 |
IRA Early Distribution
|
---|
Fee $33.00 |
Legal Garnishment/Tax Levy
|
---|
Fee $50.00 |
Court Ordered Child/Spousal Support
|
---|
Fee $5.00 |
Money Orders (Age 65+ = $2.00)
|
---|
Fee $4.00 |
Non-member Cashing a Cinfed Check
|
---|
Fee $10.00 |
Research Fee
|
---|
Fee $33.00/hour |
Research Copy Fee
|
---|
Fee $3.00/page |
Account Transfer Fee (New Account Number Requested)
|
---|
Fee $50.00 |
Account Reopen Fee
|
---|
Fee $50.00 |
Skip-A-Pay (not available for every account)
|
---|
Fee $40.00 |
Contact Center-Assisted Telephone Transfers
2 Free per Month |
---|
Fee $3.00 |
Written Deposit/Loan Verification
|
---|
Fee $10.00 |
Loan Subordination Fee
|
---|
Fee $250.00 |
Fresh Start Checking Account Monthly Fee
|
---|
Fee $10.00 |
Online Fees
Rates as of Dec 12, 2024 ET.
Fee | |
---|---|
Online Banking Monthly Service Fee | FREE |
Online Bill Pay Monthly Service Fee | FREE |
Mobile Banking Monthly Service Fee | FREE |
Mobile Deposit Fee | FREE |
Bill Payment Stop Pay Fee | $33.00 |
Cinfed Connection Monthly Service Fee | FREE |
Online Banking Monthly Service Fee
|
---|
Fee FREE |
Online Bill Pay Monthly Service Fee
|
---|
Fee FREE |
Mobile Banking Monthly Service Fee
|
---|
Fee FREE |
Mobile Deposit Fee
|
---|
Fee FREE |
Bill Payment Stop Pay Fee
|
---|
Fee $33.00 |
Cinfed Connection Monthly Service Fee
|
---|
Fee FREE |
Relationship Fees
Rates as of Dec 12, 2024 ET.
Fee | |
---|---|
The following fees can be avoided by maintaining an account balance of $200 or more in shares and/or loans. | |
Monthly Paper Statement Fees (Excluding Minors & 65+) | $2.00 |
Coin Machine Usage (Excluding Minors) | 10% |
Inactive Monthly Fee (No transactions for 12 months, fee waived if primary accountholder is under the age of 18 or account is an IRA or Certificate) | $5.00 |
The following fees can be avoided by maintaining an account balance of $200 or more in shares and/or loans.
|
---|
Fee |
Monthly Paper Statement Fees (Excluding Minors & 65+)
|
---|
Fee $2.00 |
Coin Machine Usage (Excluding Minors)
|
---|
Fee 10% |
Inactive Monthly Fee (No transactions for 12 months, fee waived if primary accountholder is under the age of 18 or account is an IRA or Certificate)
|
---|
Fee $5.00 |
Safe-Deposit Boxes
Rates as of Dec 12, 2024 ET.
Annual Rental | |
---|---|
3 x 5 | $35.00 |
5 x 5 | $40.00 |
3 x 10 | $50.00 |
5 x 10 | $80.00 |
10 x 10 | $115.00 |
Box Lock Drilling Fee | $250.00 |
Key Replacement Fee | $15.00 |
3 x 5
|
---|
Annual Rental $35.00 |
5 x 5
|
---|
Annual Rental $40.00 |
3 x 10
|
---|
Annual Rental $50.00 |
5 x 10
|
---|
Annual Rental $80.00 |
10 x 10
|
---|
Annual Rental $115.00 |
Box Lock Drilling Fee
|
---|
Annual Rental $250.00 |
Key Replacement Fee
|
---|
Annual Rental $15.00 |
Business Checking
Rates as of Dec 12, 2024 ET.
Fee | |
---|---|
Basic Business Monthly Maintenance | FREE |
Basic Business Per Transaction Fee First 100 Transactions Free |
$0.25 |
Premium Business Monthly Fee Fee waived with ADB*=> $2,500. *Average Daily Balance. |
$12.00 |
Premium Business Deposit Transaction Fee Per $100 after $10,000 Cash, First 200 Transactions Free |
$0.25 |
Community Business Monthly Fee Unlimited Transactions |
FREE |
Click here for more information. |
Basic Business Monthly Maintenance
|
---|
Fee FREE |
Basic Business Per Transaction Fee
First 100 Transactions Free |
---|
Fee $0.25 |
Premium Business Monthly Fee
Fee waived with ADB*=> $2,500. *Average Daily Balance. |
---|
Fee $12.00 |
Premium Business Deposit Transaction Fee
Per $100 after $10,000 Cash, First 200 Transactions Free |
---|
Fee $0.25 |
Community Business Monthly Fee
Unlimited Transactions |
---|
Fee FREE |
|
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Fee |