For many people, the phrase “credit score” causes anxiety. But reviewing your score on a regular basis can be important for your financial health: knowing your credit score means you’ll be more informed when it’s time to borrow money for a major purchase like a new house or car.

If you’re a first-time homebuyer, you need to be ready to accept the responsibilities and the mindset of thinking like a homeowner. But there are also some very practical financial issues that you need to consider before beginning the home buying process.

If you’ve gotten a loan for a car or truck, you’ve probably heard of GAP insurance… maybe you’ve even purchased it. But exactly what is it and why is it important?