The spring season is one of the best times of the year to make home improvements. The warm air and blooming flowers make it easier to complete outdoor projects on your radar. Even small, DIY improvements can bring a significant return on investment.

The holidays provide some “down time” for most people. As you get a chance to catch your breath from a busy schedule, take some time to think ahead about your personal finances for the coming year.

It seems like it’s been in the news constantly over the past few months: the Federal Reserve raises interest rates. But how does that impact you and your finances on a daily basis? It depends on your situation, but there can be both good news and challenges in the months ahead.

Buying a home is usually an excellent investment, allowing you to build equity over time in an asset that’s likely to increase in value. A home equity line of credit, or HELOC, is one solution that allows you to use your property for funding to make major purchases.