Savings Accounts

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Savings Accounts
A safe way to store and grow your money.

Open a Cinfed Savings Account today


Main Share

A main share savings account grants you a start to something great (and rewarding) — a Cinfed membership! With a main share, not only do you gain a savings account, you can also start taking advantage of the many products and services Cinfed has to offer. Yep, it's just that easy. View current rates.

Requirement: $5.00 minimum balance

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Super Share

A Super Share is a Main Share with a little more muscle. This account works just like a main share but offers a higher APY* so you get a little more bang for your buck. If you regularly keep $2,000 or more in your Main Share, a Super Share may be right for you! View current rates.

Requirement: $2,000 in Main Share

Kasasa Saver®

Exclusive to our members with an active Kasasa® Checking Account. This nifty little add-on allows you to earn a higher rate, plus it's a great place to store those Kasasa rewards! View current rates.

Requirement: Kasasa® Checking Account

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Great Occasions (GO)

Perfect for saving for a particular item or event. Planning a wedding? Wanting to go on a nice getaway? This account helps you stay focused on reaching your goals. View current rates.

Requirement: $5.00 minimum balance

Christmas Club

Being able to pay for holiday gifts takes more than wishful thinking (sadly). With a Christmas Club account, you'll earn dividends effortlessly as you save throughout the year. When the holidays roll around, you may be worried about finding the perfect gift but you won't be worried about your budget. Funds are disbursed on Oct. 1 each year — just in time for shopping! View current rates.

Requirement: $5.00 minimum balance

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Get started on your savings goals!

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Open your account online


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Learn with Us
Tips and tools to help you reach your financial goals.



How to Save for Different Goals
What events you should be saving for and
tips on how to do it.
Read more ►


Building Emergency Savings
Learn how to develop a savings strategy and
resources to help you in your planning.
Get started ►

*APY= Annual Percentage Yield. The National Credit Union Administration federally insures all our savings accounts. Click here for more information.


Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656


They always go above and beyond at the Oakley branch and truly care about each of their members. And, I absolutely love their kids' membership program. It makes it fun for them to learn about money... 
— Courtney Snow
Been a member since I moved to the Queen City in 1978. Cinfed has always provided customer service that other financial institutions only dream about. Thank you for almost forty years of outstanding... 
— Tim Grabenstein
I recently became a member here at CINFED and it was the best decision I have ever made. I walked in with tears and despair and left with dry eyes, a smile, and I even received a hug from the branch... 
— Melanie
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley
I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
— Robert Olguin
I have been a member at the Roselawn Branch for a long time and I couldn't be more satisfied with the customer service. No matter how often I come in with a question or issue and no matter what... 
— Andreya T Williams
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985
I have been a Cinfed member for years. I know I can depend on them to provide excellent service. The bill pay on line is great and every time I visit the Florence branch I am met with friendly... 
— Jan Ricks
Closed a loan in 24 hours! Absolutely unheard of! Thanks to the exceptional customer service of LeAnn Rose at the Turfway Branch! She went above and beyond by providing unexpected expedited service! ... 
— Christina Stull
I recently applied for a credit card online. I received a call from Emily Snyder explaining what needs to be done next. It was easy and Emily’s customer service was excellent. Emily is a great... 
— Johnnie Bush
I met Emily Snyder because I had a flat tire in the parking lot of Cinfed Credit Union. I didn’t know what to do and she offered to help me. It was late in the evening and I didn’t think anyone... 
— Cindy Hyatt
Emily Snyder took care of setting up a consolidation loan for me on Saturday. She was very friendly, professional, and explained very articulately all the steps involved. Emily also opened a new... 
— Sally A Arbogast
I recently closed for a car loan and a credit card with Susan Z. Her service was excellent. We closed in a couple of days. She was so helpful with her knowledge. It was a pleasure to deal with her.
— Glenda Adkins
I cannot say enough good things about the service I have always received from Cinfed! Most recently, we refinanced a vehicle and dealt with Emily S.! She was quickly responsive and on top of her... 
— Serena Kain
I can say a million great things about Cinfed Credit Union and how they helped me over the years ,But there are many helpful service members, but one Great lady Is Mrs Susan Z. She is an Awesome... 
I have to say I think the new online banking update is pretty awesome. I love that the app is more up to date, clean and user friendly. Happy to be a customer with Cinfed.
— Kyle Neises
I have member with Cinfed for 24 years. The customer service is beyond great. Everything from daily banking to loan services. I recently purchased my daughter a car and originally it was going to be... 
— Tira Williams

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