Cinfed has changed its process for paying dividends on certificates. Instead of calculating dividends on a quarterly basis, starting on September 1, 2025, Cinfed will do so on a monthly basis.

What does that mean for members with certificates? Your dividends will be added to your account each month so you’ll see your balance growing faster.

This change will take effect on the anniversary date of your certificate’s opening. For instance, if your certificate was opened on January 15, your final quarterly dividend will be disbursed on September 15, 2025. Subsequent dividends will then be paid monthly starting October 15, 2025.

It’s another advantage of Cinfed membership — putting more money in your pocket to help you reach your financial goals.