Open Your HSA Account
Get started by clicking the button and completing the online form.
Cinfed Works | Cincinnati Public Schools
Welcome Cincinnati Public School Employees!
We’re proud of our partnership with CPS!
For nearly a century, we’ve shared a commitment to making our local communities better and brighter.
Ready to open your Health Savings Account (HSA) with Cinfed?
What's an HSA?
A Health Savings Account (HSA) is a special tax-free account for those covered under a high-deductible health plan (HDHP).
HSA funds can be used for qualified medical expenses.
Why an HSA with Cinfed?
- It's free: No monthly fees or hidden charges
- It's easy: Easy to open, easy to pay with your HSA Debit Mastercard, easy to track your transactions - easy to manage your health care expenses
- It's local: Your money stays here and you're served by local employees
Plus Cinfed’s HSAs earn a 2.00% APY1 — one of the highest rates in the Tri-State2 — meaning you’re constantly earning more on your balance.
The Cinfed Difference
Since 1934, we’ve been helping people and businesses across the Tristate. These deep roots are just the beginning of the Cinfed Difference.
- Local focus. Every employee, from teller to CEO, lives here — so we’re always thinking local.
- Safe & secure. Cinfed insures up to $1.25 million of individual deposits — that’s $1 million more than traditional banks.
- Member owned. As a credit union, everyone who has an account here is a part-owner: earnings can go back into things like better rates and lower fees
Already have an HSA? How to Transfer
If you have an HSA account with another financial institution, it’s easy to transfer the balance to your new Cinfed account. First, open your Cinfed account and have the account number on hand. Then click the button below and complete the online transfer form.