Compare Our Credit Cards
Low Rate
Cinfed Essentials Mastercard
- Unlock buying power
- Intro APR: 6.99% APR for six months on purchases and balance transfers1
Reward Points
Cinfed Platinum Mastercard
- Earn reward points on purchases1
- Intro APR: 6.99% APR for six months on purchases and balance transfers2
Cash Back
Cinfed World Mastercard
- Earn cash back on purchases1
- Statement credit: Earn $150 in statement credit if you spend $5,000 or more in your first 90 days3
Secured with a refundable deposit
Cinfed Secured Mastercard
- Quick, guaranteed approval1
- Helps you build or rebuild your credit
Master Rental Insurance
NONE
Mastercard Cellular Protection Plan
NONE
Zero Liability
Yes
Debt Protection
Yes
Mastercard ID Theft Protection
Yes
Mastercard Global ServicesTM
Yes
Mastercard Airport ConciergeTM
Yes
Mastercard Travel and Lifestyle Services
NONE
Master Rental Insurance
Yes
Mastercard Cellular Protection Plan
NONE
Zero Liability
Yes
Debt Protection
Yes
Mastercard ID Theft Protection
Yes
Mastercard Global ServicesTM
Yes
Mastercard Airport ConciergeTM
Yes
Mastercard Travel and Lifestyle Services
NONE
Master Rental Insurance
Yes
Mastercard Cellular Protection Plan
Yes
Zero Liability
Yes
Debt Protection
Yes
Mastercard ID Theft Protection
Yes
Mastercard Global ServicesTM
Yes
Mastercard Airport ConciergeTM
Yes
Mastercard Travel and Lifestyle Services
Yes
Master Rental Insurance
Yes
Mastercard Cellular Protection Plan
NONE
Zero Liability
Yes
Debt Protection
Yes
Mastercard ID Theft Protection
Yes
Mastercard Global ServicesTM
Yes
Mastercard Airport ConciergeTM
Yes
Mastercard Travel and Lifestyle Services
NONE
View All Credit Cards
Cinfed Essentials Mastercard:
1. APR = Annual Percentage Rate. Rate discount offer of 6.99% for six months only valid for credit scores 650 and above; additional qualifications may apply; subject to final credit approval. Rate will be in effect for a period of six months from the activation date on purchases and balance transfers; credit card contractual rate will apply thereafter. Balance transfers cannot exceed credit limit. Minimum transfer amount: $100.00.
2. To bring you this benefit, Mastercard has partnered with Generali Global Assistance, Inc., an industry leader in identity protection and fraud detection. Valid for the Cinfed Platinum Mastercard®, Cinfed World Mastercard®, Cinfed Essentials Mastercard®, and the Cinfed Secured Mastercard®. Mastercard, the Mastercard Brand Mark and Priceless are registered trademarks and Mastercard ID Theft Protection is a trademark of Mastercard International Incorporated. ©2026 Mastercard.
See Guide to Benefits for complete coverage terms.
Cinfed Platinum Mastercard:
1. Certain terms, conditions and exclusions apply. See Guide to Benefits for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only. Credit Card rate determined at account opening based on credit worthiness. After that, your rates will vary with the market based on the Prime Rate. Annual fee may apply based on credit history.
2. APR = Annual Percentage Rate. Rate discount offer of 6.99% for six months only valid for credit scores 650 and above; additional qualifications may apply; subject to final credit approval. Rate will be in effect for a period of six months from the activation date on purchases and balance transfers; credit card contractual rate will apply thereafter. Balance transfers cannot exceed credit limit. Minimum transfer amount: $100.00.
3. To bring you this benefit, Mastercard has partnered with Generali Global Assistance, Inc., an industry leader in identity protection and fraud detection. Valid for the Cinfed Platinum Mastercard®, Cinfed World Mastercard®, Cinfed Essentials Mastercard®, and the Cinfed Secured Mastercard®. Mastercard, the Mastercard Brand Mark and Priceless are registered trademarks and Mastercard ID Theft Protection is a trademark of Mastercard International Incorporated. ©2026 Mastercard.
Cinfed World Mastercard:
1. Certain terms, conditions and exclusions apply. See Guide to Benefits for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only. Credit Card rate determined at account opening based on credit worthiness. After that, your rates will vary with the market based on the Prime Rate. Annual fee may apply based on credit history.
2. Additional qualifications may apply; subject to final credit approval. Bonus credited for the first $5,000 only: new World Mastercard accounts with $5,000 or more in purchases within 90 days of card activation. Offer pertains to purchases only: balance transfers, cash advances, statement or convenience checks, returns, finance charges, fees, and foreign transaction currency conversions do not qualify.
3. To bring you this benefit, Mastercard has partnered with Generali Global Assistance, Inc., an industry leader in identity protection and fraud detection. Valid for the Cinfed Platinum Mastercard®, Cinfed World Mastercard®, Cinfed Essentials Mastercard®, and the Cinfed Secured Mastercard®. Mastercard, the Mastercard Brand Mark and Priceless are registered trademarks and Mastercard ID Theft Protection is a trademark of Mastercard International Incorporated. ©2026 Mastercard.
Cinfed Secured Mastercard:
1. Applicant must be age 18 or older and cannot have had any previous losses with Cinfed. Applicant cannot be in active bankruptcy. Subject to deposit of card limit (minimum $300) + 10% into savings account. Credit card rate determined at account opening based on credit worthiness. Afterwards, rate will vary with the market based on the prime rate. Annual fee of $25 will apply for credit scores of 650 or lower. Certain terms, conditions and exclusions apply. Contact Cinfed for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only.
2. To bring you this benefit, Mastercard has partnered with Generali Global Assistance, Inc., an industry leader in identity protection and fraud detection. Valid for the Cinfed Platinum Mastercard®, Cinfed World Mastercard®, Cinfed Essentials Mastercard®, and the Cinfed Secured Mastercard®. Mastercard, the Mastercard Brand Mark and Priceless are registered trademarks and Mastercard ID Theft Protection is a trademark of Mastercard International Incorporated. ©2026 Mastercard.
See Guide to Benefits for complete coverage terms.
Cinfed Debt Protection protects the ones you love.
In the event of death, disability, or involuntary unemployment, we can help by canceling your credit card payments.
Cinfed Credit Card Benefits
For a complete list of what you get with your Cinfed Mastercard®, click below to find a list of Guide to Benefits.
2026 Priceless Surprises® 2026 Sweepstakes
Enter for a chance to win a trip for 2 to one of 12 unforgettable destinations (or a $100 Mastercard Prepaid® card) every time you make an eligible purchase through September. It’s another Mastercard experience with the potential for the ‘surprise’ of a lifetime. Entry deadline: September 30, 2026.
2026 Mastercard® MLB® Postseason™ Sweepstakes
As a Cinfed Mastercard holder, you can enter weekly for a chance to win MLB gear or a pair of playoff tickets — including the World Series. Step up to the plate to represent your favorite team and potentially see them on the postseason stage! NO PURCHASE NECCESARY TO ENTER. Entry deadline: Every Sunday through September 20, 2026.
Welcome To Your Digital Wallet
Make purchases securely from your device with just one tap; in store, in apps or online.
Compatible digital wallet apps:
Google Wallet | Apple Pay | Samsung Pay | Masterpass by Mastercard | Garmin Pay | LG Pay
