No matter where you're going, we're here to help get you there.




At Cinfed we offer our commercial members a level of service unmatched by other financial institutions. With our single point of contact approach, you’ll receive personalized service throughout the entire process.

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Looking to purchase that dream car?  Not to worry, Cinfed is here to help.  We offer many excellent options to help make the right choice for your auto lending needs. Whether at home, the office or at the car dealership, you will receive prompt, personal service


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​Cinfed's Home Equity Line of Credit (HELOC) continues to get rave reviews from members who have taken advantage of the equity accumulated in their home to satisfy a variety of financing needs. A Cinfed HELOC allows you to access the equity in your home at a great low rate, while working with the financial family you already know and trust.
• Borrow up to 85% of the equity in your home
• Same low rate no matter how small or large your balance
• Easy access to funds through Online Banking
• Low interest only payments
• No Closing Costs

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Cinfed bases quarterly adjustments of HELOC rates on the Wall Street Journal Prime Rate.


For vacation and travel, medical and dental bills, school tuition, bill consolidation, unexpected expenses, or whatever your need may be, these loans can save the day. You'll find Cinfed rates reasonable.


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Cinfed's lower loan rates can make the difference when it's time for home improvements, furniture, appliances, home computers, and even garden equipment. For borrowing at the very lowest cost, Share Secured Loans permit you to use your Cinfed savings accounts or certificates as collateral.

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Cinfed's Ready Cash Account is a personal line of credit that goes beyond credit cards. Easy access as overdraft to your checking account or personal checks to draw on your “Ready Cash.” Give yourself credit anytime and for any reason, it costs nothing until you use it.

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A quality education is what all parents’ desire for their children. Considering the expense of private schools can be overwhelming, but Cinfed can help. We offer a K-12 Tuition Loan at an exceptional rate as low as 4.99%APR*.

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College can be expensive. Sometimes scholarships and grant money aren’t enough. That’s where a Cinfed Student Choice loan can help. With a Student Choice loan, we help fill the gap after financial aid, scholarships and grant money.

Already completed your degree but finding your student loan payments overwhelming? The Cinfed Student Choice Student Loan Refinance Program may be right for you. 





Questions about borrowing?
Get the answers you're looking for. 

GIVE US A CALL AT 513-333-3800

*APR = Annual Percentage Rate. Annual percentage rate may vary depending on credit history and term of loan


Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656


They always go above and beyond at the Oakley branch and truly care about each of their members. And, I absolutely love their kids' membership program. It makes it fun for them to learn about money... 
— Courtney Snow
Just closed on a Home Equity line of credit loan, and the process couldn't have been any easier. With this I was able to pay off 2 high interest credit cards and deposited the rest into a checking... 
— Thomas
Been a member since I moved to the Queen City in 1978. Cinfed has always provided customer service that other financial institutions only dream about. Thank you for almost forty years of outstanding... 
— Tim Grabenstein
I recently became a member here at CINFED and it was the best decision I have ever made. I walked in with tears and despair and left with dry eyes, a smile, and I even received a hug from the branch... 
— Melanie
As a long time member, I have always received great service from all CinFed employees. I just wanted to say a special thank you to Dee Dee Day and Dawn Strickland. I had to make some changes to... 
— John-Member since 1990
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley
I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
— Robert Olguin
I have been a member at the Roselawn Branch for a long time and I couldn't be more satisfied with the customer service. No matter how often I come in with a question or issue and no matter what... 
— Andreya T Williams
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985

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