Credit Cards With Purchasing Power That Rewards You.

Whether you’re shopping in-store or online, Cinfed Mastercard® gives you the power to complete purchases quickly and securely — while getting rewarded! 

CINFED ESSENTIALS MASTERCARD®

CINFED ESSENTIALS MASTERCARD®

Keep it simple: a great low rate with the benefits of Mastercard. This is a straightforward option for those who aren't looking for the bells and whistles. 

When you open a new Cinfed Essentials Mastercard, you get an introductory rate of 6.99% APR for your first six months on both purchases and balance transfers.2

CURRENT RATES

APPLY NOW

CINFED PLATINUM MASTERCARD®

CINFED PLATINUM MASTERCARD®

The Cinfed Platinum Mastercard makes it easy and convenient to earn rewards points on purchases.1 You receive the same low rates for purchases, balance transfers, and cash advances.

When you open a new Cinfed Platinum Mastercard, you get an introductory rate of 6.99% APR for your first six months on both purchases and balance transfers.2

CURRENT RATES

APPLY NOW

CINFED WORLD MASTERCARD®

CINFED WORLD MASTERCARD®

The Cinfed World Mastercard makes it easy and convenient to earn 1.50% cash back on purchases. You also receive the same low rates for balance transfers and cash advances.

When you open a new Cinfed World Mastercard, you can earn $150 in statement credit if you spend $5,000 or more in your first 90 days!3

CURRENT RATES

APPLY NOW

CINFED SECURED MASTERCARD®

CINFED SECURED MASTERCARD®

When you need to build your credit score, a Cinfed Secured Mastercard is the perfect answer. 

Our secured cards offer quick, guaranteed approval4 as well as debt and theft protection with zero liability.5

CURRENT RATES

APPLY NOW

Compare the Benefits!

Find the credit card that best fits your needs.

Cinfed offers four great cards with an amazing array of perks. See for yourself!

CINFED ESSENTIALS
MASTERCARD®
CINFED PLATINUM
MASTERCARD®
CINFED WORLD
MASTERCARD®
CINFED SECURED
MASTERCARD®
MasterRental Insurance
Mastercard® Cellular
Protection Plan
Zero Liability
Debt Protection
Mastercard ID
Theft Protection5
Mastercard Global
Services™
Mastercard Airport
Concierge™
Mastercard Travel and
Lifestyle Services
CINFED ESSENTIALS
MASTERCARD®
MasterRental Insurance
Mastercard® Cellular
Protection Plan

Zero Liability
Debt Protection
Mastercard ID
Theft Protection5

Mastercard Global
Services™

Mastercard Airport
Concierge™

Mastercard Travel and
Lifestyle Services

CINFED PLATINUM
MASTERCARD®
MasterRental Insurance
Mastercard® Cellular
Protection Plan

Zero Liability
Debt Protection
Mastercard ID
Theft Protection5

Mastercard Global
Services™

Mastercard Airport
Concierge™

Mastercard Travel and
Lifestyle Services

CINFED WORLD
MASTERCARD®
MasterRental Insurance
Mastercard® Cellular
Protection Plan

Zero Liability
Debt Protection
Mastercard ID
Theft Protection5

Mastercard Global
Services™

Mastercard Airport
Concierge™

Mastercard Travel and
Lifestyle Services

CINFED SECURED
MASTERCARD®
MasterRental Insurance
Mastercard® Cellular
Protection Plan

Zero Liability
Debt Protection
Mastercard ID
Theft Protection5

Mastercard Global
Services™

Mastercard Airport
Concierge™

Mastercard Travel and
Lifestyle Services

For a complete list of what you get with your Cinfed Mastercard®, click below for your Guide to Benefits.

VIEW GUIDES

2024 Mastercard MLB Postseason Sweepstakes

MLB pitcher throwing to another MLB player at Fenway Park.

What’s better than your favorite MLB team making the playoffs? Getting two free tickets to a home postseason game! As a Cinfed Mastercard holder, you can enter for a chance to win tickets if your team makes the playoffs this season. Another ‘priceless’ experience courtesy of Mastercard! Entry deadline: September 22, 2024.

ENTER NOW

Welcome To Your Digital Wallet.

Shopper scanning a purchase using the Cinfed Digital Wallet app on her smart phone.
Make purchases securely from your device with just one tap; in store, in apps or online.

Compatible digital wallet apps:

  • Google Wallet
  • Apple Pay
  • Samsung Pay
  • FitBit Pay
  • Masterpass by Mastercard
  • Garmin Pay
  • LG Pay

Cinfed Debt Protection protects the ones you love.

In the event of death, disability, or involuntary unemployment, we can help by canceling your credit card payments.

LEARN MORE

Balance transfer

Transfer a balance to your Cinfed Mastercard®

in Digital Baking or at 513-333-3800.

TRANSFER BALANCE 

1 Certain terms, conditions and exclusions apply. See Guide to Benefits for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only. Credit Card rate determined at account opening based on credit worthiness. After that, your rates will vary with the market based on the Prime Rate. Annual fee may apply based on credit history. 

2 APR = Annual Percentage Rate. Rate discount offer of 6.99% for six months only valid for credit scores 650 and above; additional qualifications may apply; subject to final credit approval. Rate will be in effect for a period of six months from the activation date on purchases and balance transfers; credit card contractual rate will apply thereafter. Balance transfers cannot exceed credit limit. Minimum transfer amount: $100.00.

3 Additional qualifications may apply; subject to final credit approval. Bonus credited for the first $5,000 only: new World Mastercard accounts with $5,000 or more in purchases within 90 days of card activation. Offer pertains to purchases only: balance transfers, cash advances, statement or convenience checks, returns, finance charges, fees, and foreign transaction currency conversions do not qualify. 

4 Applicant must be age 18 or older and cannot have had any previous losses with Cinfed. Applicant cannot be in active bankruptcy. Subject to deposit of card limit (minimum $300) + 10% into savings account. Credit card rate determined at account opening based on credit worthiness. Afterwards, rate will vary with the market based on the prime rate. Annual fee of $25 will apply for credit scores of 650 or lower. Certain terms, conditions and exclusions apply. Contact Cinfed for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only. Credit Card rate determined at account opening based on credit worthiness. After that, your rates will vary with the market based on the Prime Rate. Annual fees may apply based on credit history. 

5 To bring you this benefit, Mastercard has partnered with Generali Global Assistance, Inc., an industry leader in identity protection and fraud detection. Valid for the Cinfed Platinum Mastercard®, Cinfed World Mastercard®, Cinfed Essentials Mastercard®, and the Cinfed Secured Mastercard®. Mastercard, the Mastercard Brand Mark and Priceless are registered trademarks and Mastercard ID Theft Protection is a trademark of Mastercard International Incorporated. ©2023 Mastercard.