Credit Cards With Purchasing Power That Rewards You.

Whether you’re shopping in-store or online, Cinfed Mastercard® gives you the power to complete purchases quickly and securely – while getting rewarded! 

CINFED PLATINUM MASTERCARD®

CINFED PLATINUM MASTERCARD®

The Cinfed Platinum Mastercard makes it easy and convenient to earn rewards points on purchases.1 You receive the same low rates for purchases, balance transfers, and cash advances.

When you open a new Cinfed Platinum Mastercard, you get an introductory rate of 1.99% APR for your first six months on both purchases and balance transfers.2

CURRENT RATES

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CINFED WORLD MASTERCARD®

CINFED WORLD MASTERCARD®

The Cinfed World Mastercard makes it easy and convenient to earn 1.50% cash back on purchases. You also receive the same low rates for balance transfers and cash advances.

When you open a new Cinfed World Mastercard, you can earn $150 in statement credit if you spend $5,000 or more in your first 90 days!3

CURRENT RATES

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CINFED MASTERCARD® BUSINESSCARD

CINFED MASTERCARD® BUSINESSCARD

Convenience, competitive rates, minimal fees! You get:

- $150 statement credit when you spend $5,000 within your first 90 days of receiving your card3

- 1.99% APR on all balance transfers and purchases in your first 12 months2

Plus rewards points for every purchase!1

CURRENT RATES

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CINFED SECURED MASTERCARD®

CINFED SECURED MASTERCARD®

When you need to build your credit score, a Cinfed Secured Mastercard is the perfect answer. 

Our secured cards offer quick, guaranteed approval4 as well as debt and theft protection with zero liability.5

CURRENT RATES

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Compare the Benefits!

Find the credit card that best fits your needs.

Cinfed offers four great cards with an amazing array of perks. See for yourself!

CINFED PLATINUM
MASTERCARD®
MasterRental Insurance
Mastcard® Cellular
Protection Plan

Zero Liability
Debt Protection
Mastercard ID
Theft Protection5

Mastercard Global
Services™

Mastercard Airport
Concierge™

Mastercard Travel and
Lifestyle Services

DoorDash
Shoprunner6
Intuit Quickbooks®
Intuit Turbotax®
Mastercard Mobile
Receipt Management

Easy Savings Program
CINFED WORLD
MASTERCARD®
MasterRental Insurance
Mastcard® Cellular
Protection Plan

Zero Liability
Debt Protection
Mastercard ID
Theft Protection5

Mastercard Global
Services™

Mastercard Airport
Concierge™

Mastercard Travel and
Lifestyle Services

DoorDash
Shoprunner6
Intuit Quickbooks®
Intuit Turbotax®
Mastercard Mobile
Receipt Management

Easy Savings Program
CINFED MASTERCARD®
BUSINESSCARD
MasterRental Insurance
Mastcard® Cellular
Protection Plan

Zero Liability
Debt Protection
Mastercard ID
Theft Protection5

Mastercard Global
Services™

Mastercard Airport
Concierge™

Mastercard Travel and
Lifestyle Services

DoorDash
Shoprunner6
Intuit Quickbooks®
Intuit Turbotax®
Mastercard Mobile
Receipt Management

Easy Savings Program
CINFED SECURED
MASTERCARD®
MasterRental Insurance
Mastcard® Cellular
Protection Plan

Zero Liability
Debt Protection
Mastercard ID
Theft Protection5

Mastercard Global
Services™

Mastercard Airport
Concierge™

Mastercard Travel and
Lifestyle Services

DoorDash
Shoprunner6
Intuit Quickbooks®
Intuit Turbotax®
Mastercard Mobile
Receipt Management

Easy Savings Program

For more information about your Cinfed Mastercard® benefits, view our Guide to Benefits.

VIEW GUIDES

Welcome to your digital wallet.

Shopper scanning a purchase using the Cinfed Digital Wallet app on her smart phone.
Make purchases securely from your device with just one tap; in store, in apps or online.

Compatible digital wallet apps:

  • Google Pay
  • Apple Pay
  • Samsung Pay
  • FitBit Pay
  • Masterpass by Mastercard
  • Garmin Pay
  • LG Pay

Cinfed Debt Protection protects the ones you love.

In the event of death, disability, or involuntary unemployment, we can help by canceling your credit card payments.

LEARN MORE

Balance transfer

Transfer a balance to your Cinfed Mastercard®
in Digital Banking.

TRANSFER BALANCE 

Perks At The Pump With Your Cinfed Mastercard®!

When you pay at the pump with your Cinfed Mastercard®:

  • Cinfed World Mastercard® holders get a 5% rebate* — that’s an extra 5 cents off every $1.00 spent!
  • Cinfed Platinum Mastercard® holders get 3 times the rewards points* which can be redeemed via CURewards for gas or gift cards!

It’s easy and automatic — no registration required. Just use your Cinfed Mastercard® and enjoy perks at the pump! This exclusive offer for Cinfed Mastercard holders applies until December 31, 2022. Click here for more information.

A nice surprise is always welcome! Cinfed Mastercard® holders will have the chance for a “Priceless Surprise” for the entire year!

Each time you make a purchase with your Cinfed Platinum or World Mastercard, you will receive one (1) entry into the Priceless Surprises Sweepstakes. Every month, one winner will be chosen at random from all entries to receive a $1,000 Mastercard Prepaid card. Click here for a complete description and Official Rules.

Use your Cinfed Mastercard and get the chance for a Priceless Surprise, on any purchase made between now and December 31, 2022!

1 Certain terms, conditions and exclusions apply. See Guide to Benefits for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only. Credit Card rate determined at account opening based on credit worthiness. After that, your rates will vary with the market based on the Prime Rate. Annual fee may apply based on credit history. 

2 APR = Annual Percentage Rate. Rate discount offer of 1.99% for six months only valid for credit scores 650 and above; additional qualifications may apply; subject to final credit approval. Rate will be in effect for a period of six months from the activation date on purchases and balance transfers; credit card contractual rate will apply thereafter. Balance transfers cannot exceed credit limit. Minimum transfer amount: $100.00.

3 Additional qualifications may apply; subject to final credit approval. Bonus credited for the first $5,000 only: new World Mastercard accounts with $5,000 or more in purchases within 90 days of card activation. Offer pertains to purchases only: balance transfers, cash advances, statement or convenience checks, returns, finance charges, fees, and foreign transaction currency conversions do not qualify. 

4 Applicant must be age 18 or older and cannot have had any previous losses with Cinfed. Applicant cannot be in active bankruptcy. Subject to deposit of card limit (minimum $300) + 10% into savings account. Credit card rate determined at account opening based on credit worthiness. Afterwards, rate will vary with the market based on the prime rate. Annual fee of $25 will apply for credit scores of 650 or lower. Certain terms, conditions and exclusions apply. Contact Cinfed for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only. Credit Card rate determined at account opening based on credit worthiness. After that, your rates will vary with the market based on the Prime Rate. Annual fees may apply based on credit history. 

5 To bring you this benefit, Mastercard has partnered with Generali Global Assistance, Inc., an industry leader in identity protection and fraud detection. Valid for the Cinfed Platinum Mastercard®, Cinfed World Mastercard®, and the Cinfed Mastercard® BusinessCard. Mastercard, the Mastercard Brand Mark and Priceless are registered trademarks and Mastercard ID Theft Protection is a trademark of Mastercard International Incorporated. ©2020 Mastercard.

6 Certain terms and conditions apply to ShopRunner membership.