Refer A Friend & Get $50!*
FEBRUARY 1ST – APRIL 30TH
Talk about a win-win situation! Tell a friend about Cinfed & when they open a qualifying account, they can enjoy membership benefits PLUS a $150 bonus**… and you get $50 for making a referral!
Refer A Friend & You Both Win.
FOR YOU: $50 bonus* for referring a new qualified member.
FOR YOUR FRIEND: $150 bonus** for opening a qualified account.
Here’s how it works:
Refer your friend to Cinfed by completing the form below. Tell them to use the promo code MYREFERRAL when they apply. After they've qualified during the initial qualification period, we’ll deposit $50 into your Cinfed account!
It’s that simple. And, there’s no limit on how many people you can refer.
Member Referral Form
- Tell your friend: share why you love Cinfed and tell them about our special offer
- Complete the form below
- After your friend qualifies using promo code MYREFERRAL, we'll deposit $50 into your account within 90 days.
Were you referred? Take advantage of the $150 referral bonus** by opening a qualified account using promo code MYREFERRAL.
CHECKING ACCOUNT¹
Get high yields on your account balance or cash back for purchases. Open with a minimum $100 and recurring direct deposit.
AUTO LOAN²
Competitive rates, quick approval, and the right solution…personalized for you.
HAVE SOME
QUESTIONS?
*Member must submit referral with all required information at Cinfed.com/myreferral to qualify by 4/30/2026. This includes friend’s first and last name and email, along with member’s name, phone number, email and last four digits of Cinfed account. For member to qualify for $50 bonus, the referral must meet requirements within qualification period.** After referral qualification, member will receive $50 bonus within 90 days and email notification from Cinfed. Member account must be open and in good standing (funded and positive balance) in order to receive bonus. There is no limit on total referrals. Each bonus will be reported on form 1099-INT. Promotion subject to change at any time. By submitting the referral form, member acknowledges that your name and status as a Cinfed Member may be shared with your referral.
**Account must be opened and submitted by 4/30/2026. New members only. Limit one bonus payout per individual. Offer does not apply to Business accounts. Promotional code MYREFERRAL must be included with all applications. Account must qualify within 60 days of account opening or loan funding. After qualification period, bonus will be deposited into member share account within 30 days, pending account status. Bonus will be reported on 1099-INT. For account to qualify for bonus, must meet following criteria:
- Checking with new recurring direct deposit. For new Summit Checking, Cash Back Checking, Basic Checking, or Zoom Checking accounts with recurring direct deposit totaling a minimum of $200 within 60 days of account opening. Rate and rewards are variable and may change after an account is opened. Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements may apply. Qualifications and rewards may vary by account. Limit one rewards checking per social security number. Contact a Cinfed representative for additional information.
- Approved and funded Auto Loan (new or refinance). Subject to credit approval. Other qualifications apply.
Account must qualify within 60 days of account opening or loan funding. After qualification period, bonus will be deposited into member share account within 30 days.