Refer A Friend & Get $50!*

Talk about a win-win situation! Tell a friend about Cinfed & when they open a qualifying account, they can enjoy membership benefits PLUS a $150 bonus**… and you get $50 for making a referral!

Refer A Friend & You Both Win.

FOR YOU: $50 bonus* for referring a new qualified member.

FOR YOUR FRIEND: $150 bonus** for opening a qualified account.

Here’s how it works:

Refer your friend to Cinfed by completing the form below. Tell them to use the promo code MYREFERRAL when they apply. After they've qualified during the initial qualification period, we’ll deposit $50 into your Cinfed account!

Offer expires 6/30/2026. For qualified accounts opened before expiration date of 6/30/2026, Members may still submit their referral form below to receive credit up until 8/31/2026.

SPECIAL ACCOUNTS

Click one of the following links if you're interested in a Health Savings Account (HSA), Ohio Homebuyer Plus Account, or an account for a minor.

Submit An Application In Less Than 5 Minutes.

Not a Member?

Apply Here

Already a Member?

Start Here

Want a Follow-Up?

Contact Me

Why just bank when you can belong?

+1 (513) 333-3800

4801 Kennedy Avenue, Cincinnati, OH 45209