Personal Savings Certificates
You have dreams you want to reach…goals you want to achieve. Cinfed helps you get there with step-by-step savings options. Lock in a high rate and guaranteed return with savings certificates.
Want more details? Learn how to calculate your interest earnings and the pros and cons of Certificates, compared to other accounts.
Here are a few wise choices for Certificates:
A certificate with a twist! A Smart30 is a great way to start saving.
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Requirements: Minimum $50 opening deposit. One per member. Only one penalty-free withdrawal. Max. deposit of $20,000. Member must wait 6 months to open a new Smart30 after closing one prior to maturity.
With a Certificate, you can choose from terms ranging from three to sixty months, depending on your plans and needs. Your rate will be locked in for the term of the certificate. View current rates.
+Jumbo Rate Bonus!
Enjoy a 0.10% bonus on certificates with a balance of $50,000.00 or greater for 24 months and longer terms.
Requirements: $500 minimum balance. Penalty for early withdrawal.
ADDITIONAL DETAILS
*Annual Percentage Yields are subject to change at anytime. For updated rate information, contact our Membership Department at: (513) 333-7863.
Three Easy Ways To Sign Up For Certificate:
Learn about our other Savings options:
Enjoy the consistent growth and peace of mind knowing your funds are federally insured by NCUA up to $250,000, plus an additional $250,000 provided by Cinfed through ESI, Inc. No annual maintenance fees.
An HSA is a special tax-free account created exclusively for the benefit of those covered under a high-deductible health plan (HDHP). Pay for doctor visits, prescriptions, dental check-ups and more.
1 APY= Annual Percentage Yield. The National Credit Union Administration federally insures all our savings accounts.