Credit Cards With Purchasing Power That Rewards You.
Whether you’re shopping in-store or online, Cinfed Mastercard® gives you the power to complete purchases quickly and securely — while getting rewarded!
Compare the Benefits!
Find the credit card that best fits your needs.
Cinfed offers four great cards with an amazing array of perks. See for yourself!
| CINFED ESSENTIALS MASTERCARD® |
CINFED PLATINUM MASTERCARD® |
CINFED WORLD MASTERCARD® |
CINFED SECURED MASTERCARD® |
||||
|---|---|---|---|---|---|---|---|
| MasterRental Insurance | ✓ | ✓ | ✓ | ||||
|
Mastercard® Cellular Protection Plan |
✓ | ||||||
| Zero Liability | ✓ | ✓ | ✓ | ✓ | |||
| Debt Protection | ✓ | ✓ | ✓ | ✓ | |||
|
Mastercard ID Theft Protection5 |
✓ | ✓ | ✓ | ✓ | |||
| Mastercard Global Services™ |
✓ | ✓ | ✓ | ✓ | |||
|
Mastercard Airport Concierge™ |
✓ | ✓ | ✓ | ✓ | |||
|
Mastercard Travel and Lifestyle Services |
✓ |
| CINFED ESSENTIALS MASTERCARD® |
|---|
|
MasterRental Insurance |
|
Mastercard® Cellular Protection Plan |
|
Zero Liability ✓ |
|
Debt Protection ✓ |
|
Mastercard ID Theft Protection5 ✓ |
|
Mastercard Global Services™ ✓ |
|
Mastercard Airport Concierge™ ✓ |
|
Mastercard Travel and Lifestyle Services |
| CINFED PLATINUM MASTERCARD® |
|---|
|
MasterRental Insurance ✓ |
|
Mastercard® Cellular Protection Plan |
|
Zero Liability ✓ |
|
Debt Protection ✓ |
|
Mastercard ID Theft Protection5 ✓ |
|
Mastercard Global Services™ ✓ |
|
Mastercard Airport Concierge™ ✓ |
|
Mastercard Travel and Lifestyle Services |
| CINFED WORLD MASTERCARD® |
|---|
|
MasterRental Insurance ✓ |
|
Mastercard® Cellular Protection Plan ✓ |
|
Zero Liability ✓ |
|
Debt Protection ✓ |
|
Mastercard ID Theft Protection5 ✓ |
|
Mastercard Global Services™ ✓ |
|
Mastercard Airport Concierge™ ✓ |
|
Mastercard Travel and Lifestyle Services ✓ |
| CINFED SECURED MASTERCARD® |
|---|
|
MasterRental Insurance ✓ |
|
Mastercard® Cellular Protection Plan |
|
Zero Liability ✓ |
|
Debt Protection ✓ |
|
Mastercard ID Theft Protection5 ✓ |
|
Mastercard Global Services™ ✓ |
|
Mastercard Airport Concierge™ ✓ |
|
Mastercard Travel and Lifestyle Services |
For a complete list of what you get with your Cinfed Mastercard®, click below for your Guide to Benefits.
Stand Up To Cancer
Join the fight and contribute to Mastercard’s national “Stand Up To Cancer” campaign which runs from July 15 – August 22, 2025. Each time Mastercard holders shop online or tap in-store using their card at a qualifying grocery store or restaurant, Mastercard will donate one cent, up to $5,000,000, to Stand Up To Cancer.⁶
The money raised will fund groundbreaking cancer research to make a truly priceless impact.
You can make a difference just by using your Cinfed Mastercard for your everyday purchases. Cinfed is proud to share this national effort with members across the Tri-State.
2025 Mastercard MLB “Root Like a Local” Sweepstakes
What’s better than your favorite MLB team making the playoffs? Getting two free tickets to a home postseason game courtesy of Mastercard!
As a Cinfed Mastercard holder, you can enter for a chance to win tickets if your team makes the playoffs this year. Be there in person to see your favorite team make history! Entry deadline: September 20, 2025.
2025 Mastercard "Priceless Surprises" Sweepstakes
As a Cinfed Mastercard holder, you could be in for a nice surprise! Enter for your chance to win an unforgettable experience just by swiping your Cinfed Platinum or World Mastercard – it’s that simple.
There’s no registration and no entry fee. You qualify for an entry every time you swipe your Cinfed Mastercard on any purchase made between now and December 31, 2025.
Welcome To Your Digital Wallet.
Make purchases securely from your device with just one tap; in store, in apps or online.
Compatible digital wallet apps:
- Google Wallet
- Apple Pay
- Samsung Pay
- Masterpass by Mastercard
- Garmin Pay
- LG Pay
Three Easy Ways To Sign Up For A Cinfed Mastercard®
Cinfed Debt Protection protects the ones you love.
In the event of death, disability, or involuntary unemployment, we can help by canceling your credit card payments.
1 Certain terms, conditions and exclusions apply. See Guide to Benefits for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only. Credit Card rate determined at account opening based on credit worthiness. After that, your rates will vary with the market based on the Prime Rate. Annual fee may apply based on credit history.
2 APR = Annual Percentage Rate. Rate discount offer of 6.99% for six months only valid for credit scores 650 and above; additional qualifications may apply; subject to final credit approval. Rate will be in effect for a period of six months from the activation date on purchases and balance transfers; credit card contractual rate will apply thereafter. Balance transfers cannot exceed credit limit. Minimum transfer amount: $100.00.
3 Additional qualifications may apply; subject to final credit approval. Bonus credited for the first $5,000 only: new World Mastercard accounts with $5,000 or more in purchases within 90 days of card activation. Offer pertains to purchases only: balance transfers, cash advances, statement or convenience checks, returns, finance charges, fees, and foreign transaction currency conversions do not qualify.
4 Applicant must be age 18 or older and cannot have had any previous losses with Cinfed. Applicant cannot be in active bankruptcy. Subject to deposit of card limit (minimum $300) + 10% into savings account. Credit card rate determined at account opening based on credit worthiness. Afterwards, rate will vary with the market based on the prime rate. Annual fee of $25 will apply for credit scores of 650 or lower. Certain terms, conditions and exclusions apply. Contact Cinfed for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only. Credit Card rate determined at account opening based on credit worthiness. After that, your rates will vary with the market based on the Prime Rate. Annual fees may apply based on credit history.
5 To bring you this benefit, Mastercard has partnered with Generali Global Assistance, Inc., an industry leader in identity protection and fraud detection. Valid for the Cinfed Platinum Mastercard®, Cinfed World Mastercard®, Cinfed Essentials Mastercard®, and the Cinfed Secured Mastercard®. Mastercard, the Mastercard Brand Mark and Priceless are registered trademarks and Mastercard ID Theft Protection is a trademark of Mastercard International Incorporated. ©2025 Mastercard.
6 Terms and conditions apply