Auto Loans
Auto Loans
We have you covered with options that suit your needs and lifestyle, no matter where you're going.
Fast Lane Auto Loan Pre-Approval
Walk into a dealership literally with a check in hand, ready and able to make a deal. You’ll have the confidence of knowing your financing is already in place - reducing stress and helping you make a decision you’ll be happy with.
Learn More ►
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Flex Auto Loan
The Flex Auto Loan helps you get the car you want with financing that works for you - no down payment, lower monthly payments than conventional loans and financial flexibility.
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Ready, Set, Roll Financing
Your one-stop car buying experience. Get Cinfed financing for your new vehicle through our dealer partners without having to go to a branch – all the paperwork gets done right there.
View list of participating dealers. ►
Protection for your new wheels
Get started with an estimate. ►
Guaranteed Auto Protection
If your vehicle is stolen or totaled in an accident, GAP can waive all or part of your remaining loan balance
Debt Protection
Have the option to suspend your loan without penalty or added interest in the event of a major life event.
Mechanical Breakdown Protection
Nationwide coverage, 24-hour roadside assistance, and protection from unexpected repair costs.
Deductible can waived if you have purchased GAP, Mechanical Breakdown Protection, or Depreciation Protection.
Current Promotions
View our current offers to help you save.
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Go Lower, Do Better!
Refinance your auto loan with us and we'll beat or match your current rate! Find out more ►
Enterprise Covers Your First Payment!
With the purchase of a qualified vehicle, the first payment will be covered, up to $400.*
Find out more ►
Shopping Resources
Tools to guide you through the auto buying experience from start to finish.
Vehicle Research
All the details you need for the model you're shopping for - specs, safety, design options, and a list of the best incentives in your area.
Get Started
Build Your Own
Select the trim, style, color, and features for the make and model of your choice - and see an estimated MSRP based off your design.
Get Started
Find a Make & Model
Search by make and model or vehicle type to find available listings near you. View listings from our partners at Enterprise, here.
Get Started
Calculator
Determine the vehicle price that is the best fit for your needs, and the monthly payment you should expect with your purchase.
Get Started
Vehicle Value and History Checks
How "used" is that used car? Use these guides from CARFAX® and NADA for help in determining service value and history.
CARFAX®
NADA Guides 
Insurance
Our competitive rates and comprehensive coverage options help assure your investment is protected.
Get Started
Learn with Us
Tips straight from our team to help you reach your financial goals.
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FINANCIAL EDUCATION CENTER
With Coach Fin as your guide, explore more than 20 interactive financial education courses offered for free. Get started ►
YOUR NEW WHEELS
Ready to buy a car? There’s more to think about than just the make or model. Use our interactive course to learn more about the car buying process . Get started ►
Lock in your best Rate
Loan rates for new and used cars and trucks as low as 2.74% APR1.
| YEAR | MONTHS* |
|---|---|
| 2018 & Newer | 84*** |
| 2014 - 2017 | 75** |
| 2013 & Older | 63* |
***84 months available for loans over $30,000; rate will vary
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QUESTIONS?
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1APR= Annual Percentage Rate; Annual Percentage Rate is based on credit history, vehicle year, and term of loan. APR shown is for qualified buyers and reflects loan amounts up to 125% of the retail value.
***84 Months available for loans over $30,000; rate will vary; 84 monthly payments $14.13 of per $1,000 borrowed at fixed APR1 4.99% on 2019 and newer vehicles; a minimum of $30,000 loan amount is required. **75 Months available for loans over $20,000; rate will vary; 75 monthly payments of $15.41 per $1,000 borrowed at fixed APR1 4.74% on 2015-2018 vehicles; a minimum of $20,000 loan amount is required. 63 Months available for loans over $20,000; rate will vary; *63 monthly payments of $18.36 per $1,000 borrowed at fixed APR1 5.59% on 2014 and older vehicles; a minimum of $20,000 loan amount is required.
CONTACT CINFED
Cinfed Credit Union4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656
NEWS FROM CINFED
MEMBER REVIEWS
They always go above and beyond at the Oakley branch and truly care about each of their members. And, I absolutely love their kids' membership program. It makes it fun for them to learn about money...
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Courtney Snow
Been a member since I moved to the Queen City in 1978. Cinfed has always provided customer service that other financial institutions only dream about. Thank you for almost forty years of outstanding...
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Tim Grabenstein
I recently became a member here at CINFED and it was the best decision I have ever made. I walked in with tears and despair and left with dry eyes, a smile, and I even received a hug from the branch...
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Melanie
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on...
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Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is...
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Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was...
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Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service....
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Marian Dudley
I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is...
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Robert Olguin
I have been a member at the Roselawn Branch for a long time and I couldn't be more satisfied with the customer service. No matter how often I come in with a question or issue and no matter what...
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Andreya T Williams
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
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Edward, member since 1985
I have been a Cinfed member for years. I know I can depend on them to provide excellent service. The bill pay on line is great and every time I visit the Florence branch I am met with friendly...
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Jan Ricks
Closed a loan in 24 hours! Absolutely unheard of! Thanks to the exceptional customer service of LeAnn Rose at the Turfway Branch! She went above and beyond by providing unexpected expedited service! ...
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Christina Stull
I recently applied for a credit card online. I received a call from Emily Snyder explaining what needs to be done next. It was easy and Emily’s customer service was excellent. Emily is a great...
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Johnnie Bush