logo

Auto Loans

 
 

Auto Loans
We have you covered with options that suit your needs and lifestyle, no matter where you're going.
 


 

Fast Lane Auto Loan Pre-Approval

Walk into a dealership literally with a check in hand, ready and able to make a deal. You’ll have the confidence of knowing your financing is already in place - reducing stress and helping you make a decision you’ll be happy with. 
Learn More ►

 

 


Flex Auto Loan

The Flex Auto Loan helps you get the car you want with financing that works for you - no down payment, lower monthly payments than conventional loans and financial flexibility.
Learn More ►


 


Ready, Set, Roll Financing

Your one-stop car buying experience. Get Cinfed financing for your new vehicle through our dealer partners without having to go to a branch – all the paperwork gets done right there. 
View list of participating dealers. ►

 

 

 




 

GET STARTED NOW 

 Already applied? Check the current status of your application. 
 

 

 


 


Protection for your new wheels 
Get started with an estimate
 

 

 


Guaranteed Auto Protection 

If your vehicle is stolen or totaled in an accident, GAP can waive all or part of your remaining loan balance

 
 

 
 

Depreciation Protection

DPW works as the inverse of GAP, helping protect the equity in your vehicle. 


 
 

 

 
 


Mechanical Breakdown Protection

Nationwide coverage, 24-hour roadside assistance, and protection from unexpected repair costs. 

 
 

 

 
 

Debt Protection

Suspend your loan without penalty or added interest in the event of a major life event.


 

 
 

 

 
 
Deductible Reimbursement

Deductible can waived if you have purchased GAP, Mechanical Breakdown Protection, or Depreciation Protection. 
 



Current Promotions 
View our current offers to help you save. 

 

 

Jar of Money

 
 

SCORE A GREAT RATE


Choose your way to save when you're approved for an auto loan or refinancing! Find out more ►
 

 



Shopping Resources
Tools to guide you through the auto buying experience from start to finish. 


 

 Family Traveling
Vehicle Research 

All the details you need for the model you're shopping for - specs, safety, design options, and a list of the best incentives in your area.

Get Started  
Family Traveling
Build Your Own 

Select the trim, style, color, and features for the make and model of your choice - and see an estimated MSRP based off your design. 

Get Started  
 Family Traveling  
Find a Make & Model 

Search by make and model or vehicle type to find available listings near you. View listings from our partners at Enterprise, here. 

Get Started  
 

 

 

 Family Traveling
Calculator 

Determine the vehicle price that is the best fit for your needs, and the monthly payment you should expect with your purchase. 

Get Started  
Family Traveling
Vehicle Value and History Checks

How "used" is that used car? Use these guides from CARFAX® and NADA for help in determining service value and history.

CARFAX®          NADA Guides   
 Family Traveling  
Insurance 

Our competitive rates and comprehensive coverage options help assure your investment is protected. 

Get Started  

 

 

 


 



Learn with Us 
Tips straight from our team to help you reach your financial goals.
 

 

Jar of Money



Jar of Money

 
 

FINANCIAL EDUCATION CENTER


With Coach Fin as your guide, explore more than 20 interactive financial education courses offered for freeGet started ►

YOUR NEW WHEELS


Ready to buy a car? There’s more to think about than just the make or model. Use our interactive course to learn more about the car buying process . Get started ►

 


Lock in your best Rate 
Loan rates for new and used cars and trucks as low as 3.49% APR1

 

 

YEAR  MONTHS*
2018 & Newer 84***
2014 - 2017 75** 
2013 & Older  63*
***84 months available for loans over $30,000; rate will vary
**75 months available for loans over $20,000; rate will vary
*63 months available for loans over $20,000; rate will vary

 

 

QUESTIONS? 
Get the answers you're looking for. 

Give us a call at 513-333-3800 or send a message to loans.cu@cinfed.com

   

1APR= Annual Percentage Rate; Annual Percentage Rate is based on credit history, vehicle year, and term of loan. APR shown is for qualified buyers and reflects loan amounts up to 125% of the retail value.
***84 Months available for loans over $30,000; rate will vary; 84 monthly payments $15.04 of per $1,000 borrowed at fixed APR1 6.89% on 2018 and newer vehicles; a minimum of $30,000 loan amount is required. **75 Months available for loans over $20,000; rate will vary; 75 monthly payments of $15.65 per $1,000 borrowed at fixed APR1 5.19% on 2014-2017 vehicles; a minimum of $20,000 loan amount is required. *63 Months available for loans over $20,000; rate will vary; 63 monthly payments of $18.36 per $1,000 borrowed at fixed APR1 5.59% on 2013 and older vehicles; a minimum of $20,000 loan amount is required.



CONTACT CINFED

Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656

MEMBER REVIEWS

They always go above and beyond at the Oakley branch and truly care about each of their members. And, I absolutely love their kids' membership program. It makes it fun for them to learn about money... 
— Courtney Snow
Just closed on a Home Equity line of credit loan, and the process couldn't have been any easier. With this I was able to pay off 2 high interest credit cards and deposited the rest into a checking... 
— Thomas
I recently became a member here at CINFED and it was the best decision I have ever made. I walked in with tears and despair and left with dry eyes, a smile, and I even received a hug from the branch... 
— Melanie
As a long time member, I have always received great service from all CinFed employees. I just wanted to say a special thank you to Dee Dee Day and Dawn Strickland. I had to make some changes to... 
— John-Member since 1990
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley
I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
— Robert Olguin
I have been a member at the Roselawn Branch for a long time and I couldn't be more satisfied with the customer service. No matter how often I come in with a question or issue and no matter what... 
— Andreya T Williams
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985

NOTE: You are leaving Cinfed Credit Union's web site. Cinfed is not responsible for content or security policies of this external, linked web site.