Fraud attempts increase this time of year! Don’t interact with someone who contacts you asking for credit card or account information. Contact Cinfed at 513-333-3800 to confirm.
Relax & Enjoy the Holidays!
Cover your expenses with a Holiday Loan — or use Skip A Pay to save yourself extra cash for the season.
Spending Power To Cover Holiday Costs
The Smart Way To Cover Holiday Costs
This year you can relax and enjoy the holidays, knowing your costs can be covered with help from Cinfed. It’s a smart way to take care of gifts, travel costs, or special celebrations that make great memories.
Apply now and get a 2.00% APR* discount on a Holiday Signature Loan (as low as 11.49% APR*) for 12 months! Instead of high-interest-rate credit cards, take advantage of this low rate that can mean more money in your pocket.
Set your finances up now so you can enjoy the holidays later! Offer available through January 31!
Skip A Pay For Extra Cash
Already have a Cinfed loan? Keep extra cash in your pocket by skipping one monthly payment for just $40.** It’s easy!
- Log into Digital Banking or the Cinfed Mobile App and tap “Resources” then “Skip A Pay” and follow the instructions.
- You can also call the Cinfed Contact Center at 513-333-3800.
Using Skip A Pay will extend your final payment on your Cinfed designated loan by one month; interest will continue to accrue.
*APR = Annual Percentage Rate. Subject to final credit approval. Actual rate based on applicant’s credit score. For 2.00% APR discount promotion; maximum loan term of 12 months, maximum loan amount of $5,000. Rate discount floor limit is 11.49%. Payment Example: $2,500 loan for 12-months at 11.49% APR will result in an approximate monthly payment of $232.27 ($89.01 per $1,000 borrowed). Offer Expires January 31, 2026.
**If the designated loan account has been delinquent for any reason, Cinfed reserves the right to deny the Skip A Payment application. Offer applies only to closed-end consumer installment loans and does not apply to mortgage loans, credit cards, lines of credit, flex loans, student loans, or business loans. Skip A Payment can be used one time per loan in a 12-month period. All credit terms applicable immediately prior to the skip period will again apply when the skip period has expired. A loan account must be open for a minimum of 6 months to be eligible, and if eligible, a Skip a Payment fee will be deducted from your Cinfed Credit Union account.