Join Cinfed

To be the first choice in financial solutions,
because we care about our members' success.






Anyone can join — well almost anyone. Our membership qualifications are pretty easy to meet:


    Here are a few things you'll need to open your account:


  • Live, work, worship or regularly do business in Boone, Bracken, Gallatin, Grant, Kenton, Pendleton, or Campbell County in Kentucky; Brown, Butler, Clermont, Hamilton, or Warren County in Ohio; Dearborn, Ohio, Union County in Indiana



A government-issued ID with photo Valid, unexpired driver’s license, state-issued ID card, Military ID, or U.S. Passport.


If you answered yes to that, you are eligible to become a Cinfed member!




A second piece of ID Social Security card, birth certificate, credit card, or other valid identification card with photo.


Sign me up!


$5 opening deposit (your main share account)




Your Social Security Number (SSN) or Tax Identification Number (TIN).




Valid mailing and physical addresses. If the address provided is different than the one listed on your driver's license or government ID, you may need to provide proof of your address.


Stop by our branch


Open your account online


Call us





Questions about your Cinfed membership?
Get the answers you're looking for. 




Additional Details and Resources

When your account is opened you will be asked for your name, address, date of birth and other information that will allow us to identify you. You will also be asked for a valid government issued photo identification, such as a driver’s license, and your social security number. Rest assured this information is obtained only for purposes of complying with the law. As always we will respect and protect your privacy. Although these requirements may be inconvenient, they are a strong deterrent for terrorists and other criminals.



Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656


We've only been members for a little over a month and already feel the difference. I don't want to name names, but let's just say Cinfed is WAY better than our previous institution that rhymes with... 
— Jeff, Dawn, & Jordan, members since 2013
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985
Recently I tried to locate the Oakley office using google maps. The google directions did not get me close to Cinfed. I called the office and Liz remained on the phone until I reached the... 
— Debbie G
As a long time member, I have always received great service from all CinFed employees. I just wanted to say a special thank you to Dee Dee Day and Dawn Strickland. I had to make some changes to... 
— John-Member since 1990
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley
I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
— Robert Olguin

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