Cinfed Mobile and Text Banking

Secure and Convenient Account Access
with Mobile Banking

Download for Apple Download for Android

View account balances, transfer funds, make loan payments, and deposit checks using Cinfed Mobile Deposit all from your smartphone or tablet.
Enjoy secure and convenient account access whenever you need it!

Easy Login

Added layers of security with Touch ID and
Fingerprint Authentication.

Find Locations

Need to see us in person?
Find your nearest Cinfed branch.

‌‌ Automatic Bill Pay

Set up one-time or regularly
scheduled payments - up to a year in advance.

Mobile Deposit

Deposit checks straight from your smartphone into your Cinfed checking account - anywhere, anytime. Sign up here.
‌‌Bill Pay/Payees

Send money to another person while on the go - even if they don't have a Cinfed account.
Account Alerts

Get messages sent straight to your phone or
email when a transaction goes beyond your customized threshold. Available for debit and credit cards.

Access online banking through your phone and through text messaging. To sign up, log in to Cinfed Online on your PC or Mac and follow the instructions below:

1. Once logged into Cinfed Online, click Options.

2. Click on Web Mobile Settings.

3. Check "Enable Web Access" and enter in your mobile phone number, wireless provider and select all accounts you wish to access from your mobile device. Click Submit.

To enroll in Text Banking follow the instructions below:

1. Click on Text Mobile Settings and check "Enable Text Access" box.

2. Enter your mobile phone number, wireless provider, and select all the accounts you want text access to.

3. You will then need to give each account a mobile short name, which you will use when texting.

4. Shortly after enrolling, you will receive a text message asking you to confirm you subscription. Reply "YES"

5. In a text message, type the appropriate command followed by the account short name to 895-49

Example: To receive the balance in your savings, text bal save to 895-49

Learn with Us
Tips and tools to help you reach your financial goals.



The Ins and Outs of Mobile Banking
How mobile banking works and how to keep your account secure.
Read more ►


Mobile and Online Banking

Understanding mobile payments and when to use them and additional steps to safeguard your privacy when using mobile and online banking. Get started ►



Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656


They always go above and beyond at the Oakley branch and truly care about each of their members. And, I absolutely love their kids' membership program. It makes it fun for them to learn about money... 
— Courtney Snow
Been a member since I moved to the Queen City in 1978. Cinfed has always provided customer service that other financial institutions only dream about. Thank you for almost forty years of outstanding... 
— Tim Grabenstein
I recently became a member here at CINFED and it was the best decision I have ever made. I walked in with tears and despair and left with dry eyes, a smile, and I even received a hug from the branch... 
— Melanie
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley
I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
— Robert Olguin
I have been a member at the Roselawn Branch for a long time and I couldn't be more satisfied with the customer service. No matter how often I come in with a question or issue and no matter what... 
— Andreya T Williams
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985
I have been a Cinfed member for years. I know I can depend on them to provide excellent service. The bill pay on line is great and every time I visit the Florence branch I am met with friendly... 
— Jan Ricks
Closed a loan in 24 hours! Absolutely unheard of! Thanks to the exceptional customer service of LeAnn Rose at the Turfway Branch! She went above and beyond by providing unexpected expedited service! ... 
— Christina Stull
I recently applied for a credit card online. I received a call from Emily Snyder explaining what needs to be done next. It was easy and Emily’s customer service was excellent. Emily is a great... 
— Johnnie Bush
I met Emily Snyder because I had a flat tire in the parking lot of Cinfed Credit Union. I didn’t know what to do and she offered to help me. It was late in the evening and I didn’t think anyone... 
— Cindy Hyatt
Emily Snyder took care of setting up a consolidation loan for me on Saturday. She was very friendly, professional, and explained very articulately all the steps involved. Emily also opened a new... 
— Sally A Arbogast
I recently closed for a car loan and a credit card with Susan Z. Her service was excellent. We closed in a couple of days. She was so helpful with her knowledge. It was a pleasure to deal with her.
— Glenda Adkins

NOTE: You are leaving Cinfed Credit Union's web site. Cinfed is not responsible for content or security policies of this external, linked web site.