Earn Up To $600 Annually
With Kasasa Cash Checking*

What if your checking account paid you?

That’s exactly what you get with Kasasa Cash Checking**: you earn dividends on your balance every day.

Over a year, that could add up to $600!*

If you’re new to Cinfed, combine that with your $200 bonus… and you see why it’s worth it to switch.

 

Kasasa Cash Checking — All The Benefits

When you open a Kasasa Cash Checking account, you get:

  • 3.00% APY** paid on balances up to $20,000
  • ATM fee refunds nationwide (up to $20 monthly)
  • No minimum balance required
  • No monthly maintenance fees

All that plus the convenience and confidence of Cinfed membership.

APPLY NOW

Account Qualifications

To qualify for this great dividend, simply do the following during each monthly qualification cycle:

  • Have at least 12 debit card transactions post and settle
  • Receive eStatements
  • Log into Digital Banking at least once a month

Don’t worry if you don’t qualify during the monthly qualification cycle. You won’t pay a penalty, and your account is still free. You can get right back to earning your higher dividends the very next month.

*Annually when you qualify and maintain a $20,000 balance

**APY = Annual Percentage Yield. APYs accurate as of 10/1/2025. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Qualifications and rewards may vary by account. Monthly receipt of electronic statements, log into online banking, and twelve (12) debit card transactions are conditions of this account. For Kasasa Cash account, if qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $20,000 receive APY of 3.00%; and balances over $20,000 earn 0.50% dividend rate on the portion of balance over $20,000, resulting in a range from 3.00% to 0.92% APY depending on the account’s balance and (2) you will receive reimbursements up to $20 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. ATM-processed transactions do not count toward qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. The Kasasa Saver APY may be less than Kasasa Cash APY. If qualifications are met in your Kasasa Cash or Kasasa Cash Back account during the Monthly Qualification Cycle, the balance in the Kasasa Saver earns 2.00% APY. If Kasasa Cash or Cash Back qualifications are not met, the balance in the Kasasa Saver earns 0.05% APY. Limit one (1) Kasasa checking and Saver per social security number. View schedule of fees.