Results You Can Count On: Up to 5.00% APY* with a Worry-Free Certificate
You can be confident your money is working for you with a Worry-Free Certificate. Lock in a great rate — up to 5.00% APY* — and watch your money grow. Plus you’ll have the security of knowing your account is insured up to $1,250,000.
A Great Return Without Concern
Worry-Free Certificates give you peace of mind knowing that your money is growing every day!
Check out the great rates for this limited time offer featuring a 15-month term that requires 50% new money.
- 5.00% APY* = $100,000.00 or more
- 4.75% APY* = $50,000.00 to $99,999.99
- 4.50% APY* = Less than $50,000.00
With a Worry-Free Certificate you know:
- You’re locked in at a great rate
- Your money will grow
- You’ll get results you can count on
We've Got You Covered With Insured Savings.
Your share accounts are insured up to $1,250,000 and your retirement accounts are insured up to $1,250,000 at Cinfed Credit Union. This exceptional level of coverage is attained through a combination of federal insurance provided by the National Credit Union Administration (NCUA) and private insurance by Excess Share Insurance Corporation (ESI).
*APY: Annual Percentage Yield. $500 minimum deposit required to open account; must be at least 50% new money (money not currently on deposit with Cinfed). APY is determined based on the amount deposited at certificate opening; 4.50% APY for balances below $49,999.99, 4.75% APY for balances between $50,000.00 – $99,999.99, and 5.00% APY for balances of $100,000.00 or more. Standard restrictions and penalties for early withdrawal apply. After 15-month term expires, account will auto-renew for 12 months at the rate in effect at time of renewal. Rates are subject to change. Available for a limited time only.