Savings Accounts

Savings Accounts
A safe way to store and grow your money.

Main Share

A main share savings account grants you a start to something great (and rewarding) — a Cinfed membership! With a main share, not only do you gain a savings account, you can also start taking advantage of the many products and services Cinfed has to offer. Yep, it's just that easy. View current rates.

Requirement: $5.00 minimum balance

Super Share

A Super Share is a Main Share with a little more muscle. This account works just like a main share but offers a higher APY* so you get a little more bang for your buck. If you regularly keep $2,000 or more in your Main Share, a Super Share may be right for you! View current rates.

Requirement: $2,000 in Main Share

Kasasa Saver®

Exclusive to our members with an active Kasasa® Checking Account. This nifty little add-on allows you to earn a higher rate, plus it's a great place to store those Kasasa rewards! View current rates.

Requirement: Kasasa® Checking Account

Great Occasions (GO)

Perfect for saving for a particular item or event. Planning a wedding? Wanting to go on a nice getaway? This account helps you stay focused on reaching your goals. View current rates.

Requirement: $5.00 minimum balance

Christmas Club

Being able to pay for holiday gifts takes more than wishful thinking (sadly). With a Christmas Club account, you'll earn dividends effortlessly as you save throughout the year. When the holidays roll around, you may be worried about finding the perfect gift but you won't be worried about your budget. Funds are disbursed on Oct. 1 each year — just in time for shopping! View current rates.

Requirement: $5.00 minimum balance

Learn with Us
Tips straight from our team to help you reach your financial goals.

Jar of Money


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Coverdell Education Savings Accounts
The Coverdell Education Savings account is great way to save for a child’s education. The Coverdell Education Savings account offers tax-deferred earnings and tax-free distributions when the money is used for a child's elementary, secondary, or higher education expenses. This plan allows after-tax contributions of $2,000 per year until the child reaches the age of 18.

The National Credit Union Administration federally insures all our savings accounts. Click here for more information.
*APY= Annual Percentage Yield


Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656


They always go above and beyond at the Oakley branch and truly care about each of their members. And, I absolutely love their kids' membership program. It makes it fun for them to learn about money... 
— Courtney Snow
Been a member since I moved to the Queen City in 1978. Cinfed has always provided customer service that other financial institutions only dream about. Thank you for almost forty years of outstanding... 
— Tim Grabenstein
I recently became a member here at CINFED and it was the best decision I have ever made. I walked in with tears and despair and left with dry eyes, a smile, and I even received a hug from the branch... 
— Melanie
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley
I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
— Robert Olguin
I have been a member at the Roselawn Branch for a long time and I couldn't be more satisfied with the customer service. No matter how often I come in with a question or issue and no matter what... 
— Andreya T Williams
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985
I have been a Cinfed member for years. I know I can depend on them to provide excellent service. The bill pay on line is great and every time I visit the Florence branch I am met with friendly... 
— Jan Ricks
Closed a loan in 24 hours! Absolutely unheard of! Thanks to the exceptional customer service of LeAnn Rose at the Turfway Branch! She went above and beyond by providing unexpected expedited service! ... 
— Christina Stull
I recently applied for a credit card online. I received a call from Emily Snyder explaining what needs to be done next. It was easy and Emily’s customer service was excellent. Emily is a great... 
— Johnnie Bush

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