logo

Savings Accounts

Savings Accounts | Current Rates

Main Share  

Our main share is a traditional savings account and the basis of your Cinfed membership. An initial $5 deposit into a main share establishes your relationship with Cinfed.

$5.00 minimum balance
Super Share      

Great way to save that gives you a little more bang for your buck. If you regularly keep $2,000 or more in your main share, a Super Share may be right for you. This account works just like a main share, but offers a higher APY* so you get more bang for your buck.

$2,000 in Main Share
Great Occasions    

Our GO (or Great Occasions) account is meant to help you save for just that—a great occasion. Whether you are planning a wedding or just a fun getaway, this account will help you meet your goals.

$5.00 minimum balance
   
Kasasa Saver  
Our Kasasa Saver Account is exclusively for members with an active Kasasa checking account. This nifty little add-on allows you to earn a higher rate, and serves as a great place to save your Kasasa rewards.
 
 
Christmas Club    
Happy holidays take more than wishful thinking. With a Christmas Club account you’ll earn dividends while you effortlessly prepare for the winter holidays. Funds are automatically disbursed on October 1 each year, just in time for your Christmas shopping.
 
$5.00 minimum balance  
Certificates      
Don’t settle for a lower dividend by keeping your nest egg in a savings account; lock in the highest rates for your long term investments with a certificate. Choose from a variety of terms to suit your investment needs. The terms range from 3 months to 60 months, and our Smart30 can even be opened with as little as $50. Whether you are saving for retirement or just a rainy day certificate accounts offer great returns. Open a certificate account today by calling 513-333-3800.
 
 
IRAs      
It’s never too early to start planning for your future. Even if you have a 401k or pension plan at work, changes in the tax law make IRAs more attractive than ever.
 
   
Health Savings Accounts      
A Health Savings Account can help you save for medical expenses associated with your high deductible health plan. Find out if you qualify.
 
   
Financial Advisors      

Whether you are planning for retirement, your child's education, or your daughter's wedding, Cinfed can help. As a member, you have access to your own financial advisors, Brian M. Bushman and Kevin Hagerty, our partners at Saxon Financial Services.

   
Coverdell Education Savings Accounts
     
The Coverdell Education Savings account is great way to save for a child’s education. The Coverdell Education Savings account offers tax-deferred earnings and tax-free distributions when the money is used for a child's elementary, secondary, or higher education expenses. This plan allows after-tax contributions of $2,000 per year until the child reaches the age of 18.

 
     

The National Credit Union Administration federally insures all our savings accounts. Click here for more information.
*APY= Annual Percentage Yield
 



CONTACT CINFED

Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656

MEMBER REVIEWS

My husband and I have been members of Cinfed for over 25 years. When he retired, we had limited involvement with Cinfed since it was very close to our workplace, but not our home. Recently we... 
— Cheryl, member since 1981
I have been a member of Cinfed Credit Union since 1986 when I started working for IRS. I recently spent a week in the hospital and four weeks in a skilled nursing facility going through rehab. The... 
— Suzanne, member since 1986
Cinfed is special for me. I moved to several states and Cinfed is the only account I kept with me wherever I go. Through the shared branching, I get all the service I need. Whenever I call, I am... 
— Tseagye, member since 2010
Cinfed rocks! I hope you guys understand that what you are offering are not just loans and accounts but things that mean much more than that, things that keep hope alive, that help people like me... 
— Pankaj, member since 2014
I joined Cinfed after my first season working for IRS in the early 1980's. Now over thirty years later, I am still impressed with them. Every customer service representation that I have been in... 
— Ros
I've been banking with Cinfed for almost one year now and it has been a wonderful experience. They get back to you very promptly and can help you for all of your banking needs, quite efficiently. I... 
— Brandon, member since 2014
I have been a member for over 25 years. I think good service should be recognized. Julie at the Roselawn branch always gives great service with a smile. She is also a very dedicated employee. ... 
— Rita, member since 1985
I have had most of my family to join. I will never change banks, the service is great.
— Joen, member since 1988
Love them as a bank and the customer service has always been outstanding...Great job Cinfed.
— Posey, member since 1984
We've only been members for a little over a month and already feel the difference. I don't want to name names, but let's just say Cinfed is WAY better than our previous institution that rhymes with... 
— Jeff, Dawn, & Jordan, members since 2013
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985
Just closed on a Home Equity line of credit loan, and the process couldn't have been any easier. With this I was able to pay off 2 high interest credit cards and deposited the rest into a checking... 
— Thomas
Recently I tried to locate the Oakley office using google maps. The google directions did not get me close to Cinfed. I called the office and Liz remained on the phone until I reached the... 
— Debbie G
As a long time member, I have always received great service from all CinFed employees. I just wanted to say a special thank you to Dee Dee Day and Dawn Strickland. I had to make some changes to... 
— John-Member since 1990
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley

NOTE: You are leaving Cinfed Credit Union's web site. Cinfed is not responsible for content or security policies of this external, linked web site.