Win For Your Wheels.

Scratch To Win Even More!

Start with a great rate plus 90 days until your first payment – then add a chance to reduce your rate even further or win a car care kit! Whether you’re refinancing or purchasing your car or truck – it’s a win for your wheels!


Start saving with Cinfed today:

When you apply for an auto loan, you’ll receive a scratch-off card that could result in:

  • 0.25% APR* discount
  • 0.50% APR* discount
  • 1.00% APR* discount
  • Free car care kit

Rates as low as 2.74% APR*

That’s right: apply now and get the chance to reduce your already-low Cinfed rate!

As an added bonus, we provide a CarFax report for your selected car or truck at no cost.


Take a look at your many options for auto loans


*APR = Annual Percentage Rate. APR is based on credit history, vehicle year, and term of loan. Rate discount floor limit is 2.74% APR. Subject to credit approval. Not applicable to current loans with Cinfed. For new Flex Auto Loans, promotional rate discount can be applied; floor rate limit is 3.74% APR, 90 days to first payment not offered. Rates subject to change. The Win for Your Wheels Sweepstakes (the “Sweepstakes”) begins on April 1st, 2022, and ends on June 30th, 2022 (the “Promotion Period”). No purchase, obligation, or transaction necessary to enter the promotion. A purchase will not improve your chance of winning. The actual odds of winning each prize depends on the number of eligible entries during the applicable Promotion Period. Open to legal U.S. residents who are 18 years of age or older as of date of entry and are current Cinfed members. All rate discount entries must be submitted during the Promotion Period to be eligible for this promotion. Only one entry per eligible social security number allowed. Sponsored by Cinfed Credit Union. Click here for the official rules.