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Special HELOC Rates

What's On Your Wish List?
HELOC can help!

 

 

 

 

You probably have a list of things you’d like to do – if only you had the funds. Now you can use the value in your home to help: a Home Equity Line of Credit (HELOC) from Cinfed! For a limited time, you can take advantage of special rates (as low as 2.99% APR*!) and put the value of your home to work for you.

What's on your wish list?

 
  • Home improvements: a new kitchen, an updated bathroom…or maybe something essential like a new roof.

  • Debt consolidation: take care of lingering bills and make a single payment per month – at a better rate!

  • Memorable occasions: a wedding, a dream vacation, or a “bucket list” event, you can make the dream come true.

  • College tuition: reduce or eliminate the amount of loans necessary for your student. 

A HELOC can offer the resources and flexibility to cover any number of needs without using high interest rate credit cards. Take advantage of this limited time promotion and start making your wish list come true!

 

 

 

 

 

 

 

 

 

 
Ready to apply for your HELOC?

 

Stop by our branch

Apply for a loan online

 

Call us

513-333-3800

 

 

 

 

 

 

 

 

 

* Program Details

•    Application must be submitted before December 31, 2018
•    Promotional rates as low as 2.99% Annual Percentage Rate/APR (applies for 12 months from funding date)
•    To activate promotional rate, borrower must have an initial draw of at least $5,000 at closing in addition to paying off any Cinfed account
•    Rates will be based on credit score and loan-to-value (LTV). Subject to approval. Other qualifications may apply
•    After promotional period ends, the rate will revert to a variable rate based on prime, as noted in your borrower agreement
•    Consult your tax advisor regarding deductibility of interest and charges

 

 


 



CONTACT CINFED

Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656

MEMBER REVIEWS

My husband and I have been members of Cinfed for over 25 years. When he retired, we had limited involvement with Cinfed since it was very close to our workplace, but not our home. Recently we... 
— Cheryl, member since 1981
I have been a member of Cinfed Credit Union since 1986 when I started working for IRS. I recently spent a week in the hospital and four weeks in a skilled nursing facility going through rehab. The... 
— Suzanne, member since 1986
Cinfed is special for me. I moved to several states and Cinfed is the only account I kept with me wherever I go. Through the shared branching, I get all the service I need. Whenever I call, I am... 
— Tseagye, member since 2010
Cinfed rocks! I hope you guys understand that what you are offering are not just loans and accounts but things that mean much more than that, things that keep hope alive, that help people like me... 
— Pankaj, member since 2014
I joined Cinfed after my first season working for IRS in the early 1980's. Now over thirty years later, I am still impressed with them. Every customer service representation that I have been in... 
— Ros
I've been banking with Cinfed for almost one year now and it has been a wonderful experience. They get back to you very promptly and can help you for all of your banking needs, quite efficiently. I... 
— Brandon, member since 2014
I have been a member for over 25 years. I think good service should be recognized. Julie at the Roselawn branch always gives great service with a smile. She is also a very dedicated employee. ... 
— Rita, member since 1985
I have had most of my family to join. I will never change banks, the service is great.
— Joen, member since 1988
Love them as a bank and the customer service has always been outstanding...Great job Cinfed.
— Posey, member since 1984
We've only been members for a little over a month and already feel the difference. I don't want to name names, but let's just say Cinfed is WAY better than our previous institution that rhymes with... 
— Jeff, Dawn, & Jordan, members since 2013
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985
Just closed on a Home Equity line of credit loan, and the process couldn't have been any easier. With this I was able to pay off 2 high interest credit cards and deposited the rest into a checking... 
— Thomas
Recently I tried to locate the Oakley office using google maps. The google directions did not get me close to Cinfed. I called the office and Liz remained on the phone until I reached the... 
— Debbie G
As a long time member, I have always received great service from all CinFed employees. I just wanted to say a special thank you to Dee Dee Day and Dawn Strickland. I had to make some changes to... 
— John-Member since 1990
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley

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