Skip A Loan Payment

Skip a Payment and Keep Some Cash

A little extra cash in your pocket could come in handy – especially this time of year! Take advantage of our Skip-A-Pay program and skip one monthly payment on your Cinfed consumer loan for just $40.*

Three easy ways to apply:

  • Access your online account and click on the “Additional Services” tab, then the “Skip-A-Pay” link

  • Click here and download the Skip-A-Pay form, then complete it and bring to any Cinfed branch, or mail it to:
    Skip-A-Pay Loan Offer
    Cinfed Credit Union
    4801 Kennedy Ave.
    Cincinnati, OH, 45209.

  • Call our Member Services department at 513-333-3800

Which loans can be skipped?

  • Signature

  • Share Secured

  • Vehicle

Using Skip-A-Pay will extend your final payment on the designated loan by one month; interest will continue to accrue.

Keep some extra cash for the holidays by putting a payment off for a month. Take advantage of Skip-A-Pay today!

Program Details
*The fee can be deducted from your Cinfed Credit Union account. If the designated loan account has been delinquent for any reason, Cinfed reserves the right to deny the Skip-A-Pay application. Offer applies only to closed-end consumer installment loans. Skip-A-Pay can be used one time per loan over a 12-month period. All credit terms applicable immediately prior to the skip period will again apply when the skip period has expired. Offer expires January 31, 2020.

If a Gap Waiver Policy was purchased at the origination or during the course of the above-referenced loan, doing any Skip-A-Pay may have an adverse impact as to how a Gap claim is paid by the Gap carrier. The Credit Union will not be liable for any denial of Gap benefits created by Skip-A-Pay products.


Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656


They always go above and beyond at the Oakley branch and truly care about each of their members. And, I absolutely love their kids' membership program. It makes it fun for them to learn about money... 
— Courtney Snow
Been a member since I moved to the Queen City in 1978. Cinfed has always provided customer service that other financial institutions only dream about. Thank you for almost forty years of outstanding... 
— Tim Grabenstein
I recently became a member here at CINFED and it was the best decision I have ever made. I walked in with tears and despair and left with dry eyes, a smile, and I even received a hug from the branch... 
— Melanie
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley
I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
— Robert Olguin
I have been a member at the Roselawn Branch for a long time and I couldn't be more satisfied with the customer service. No matter how often I come in with a question or issue and no matter what... 
— Andreya T Williams
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985
I have been a Cinfed member for years. I know I can depend on them to provide excellent service. The bill pay on line is great and every time I visit the Florence branch I am met with friendly... 
— Jan Ricks
Closed a loan in 24 hours! Absolutely unheard of! Thanks to the exceptional customer service of LeAnn Rose at the Turfway Branch! She went above and beyond by providing unexpected expedited service! ... 
— Christina Stull
I recently applied for a credit card online. I received a call from Emily Snyder explaining what needs to be done next. It was easy and Emily’s customer service was excellent. Emily is a great... 
— Johnnie Bush

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