Shared Branching

We want you to have access to a branch even when traveling, so we have joined the Co-Op Shared Branching net work.

Shared Branch Click to search
What is Shared Branching?
Shared Branching is a national network of credit unions from all over the country that share facilities to give members thousands of convenient locations to perform transactions just as if they were at their home credit union.
What does that mean for you?
Look for the Co-Op Shared Branching Logo (seen right) on the window of any credit union to perform any of the following transactions on your Cinfed account fee-free. All you need is your account number and a valid photo ID.
  • Deposits
  • Loan Payments 
  • Withdrawals
  • Loan Advances
  • Check Cashing 
  • Credit Card Advances
  • Account Inquiries
  • Statement Prints
  • Transfers
  • Travelers Checks  
  • Money Orders
  • Credit Card Payments
* Some transactions or products may not be available at all credit unions.
Hours of Operation:
Shared branching hours vary, but most credit union standard hours are:
Monday – Friday: 9:00 a.m. to 4:00 p.m.
Saturday: 9:00 a.m. to 1:00 p.m.
Terms and Conditions of Shared Branching
Cinfed Credit Union has joined the Credit Union Service Corporation Network which handles Shared Branching for all credit unions throughout the country. All transactions are sent through the CUSC Network. By joining this common computerized transactional interface, Cinfed members along with non-members can conduct detailed, face-to-face transactions at any credit union around the country that belongs to this shared network.
Funds Availability
Checks presented for cash may not be immediately available. Your receipt will show the date funds will be available.
Network Down
Whenever the shared branching network is down, transactions can not be done.
Holiday Schedule
Holiday closings will vary from credit union to credit union, but most will be closed only on the following holidays:
  • New Year’s Day
  • Memorial Day
  • Independence Day
  • Labor Day
  • Thanksgiving Day
  • Christmas Day
Opening and Closing Accounts
Please come to a Cinfed branch to close or open your Cinfed accounts. This service is unavailable at any Shared Branching location. To open an account with the Shared Branching participant you will need to qualify for membership, but we hope you will choose Cinfed. 
Night Deposit Box
Since I.D. must be shown before any transactions are done, night deposit boxes are not available for shared branching transactions.



Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656


We've only been members for a little over a month and already feel the difference. I don't want to name names, but let's just say Cinfed is WAY better than our previous institution that rhymes with... 
— Jeff, Dawn, & Jordan, members since 2013
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985
Recently I tried to locate the Oakley office using google maps. The google directions did not get me close to Cinfed. I called the office and Liz remained on the phone until I reached the... 
— Debbie G
As a long time member, I have always received great service from all CinFed employees. I just wanted to say a special thank you to Dee Dee Day and Dawn Strickland. I had to make some changes to... 
— John-Member since 1990
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley
I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
— Robert Olguin

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