Because Cinfed has received low-income designation (LID) from the National Credit Union Administration (NCUA), we are permitted to offer certificates to parties outside the geographic parameters of our charter. As a result, Cinfed has introduced Select Certificates for non-members (that is, entities that do not qualify for membership under charter guidelines). Certificate values begin at a $50,000 minimum.
For those requiring additional liquidity, Flex Share accounts provide flexible, easy-to-manage accounts while maintaining an attractive rate. Minimum investment is $100,000. Cinfed offers up to $500,000* in share insurance for these accounts, which also offer the advantages of easy set-up and convenient online account management.