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Your Neighbor.

Your Lender.


Our members have been at the heart of all we do
— for over 80 years now.



Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. 
 

 

 

Mortgages

Our loan products are tailored by people who have walked the same path. We have you covered with options that suit your needs and lifestyle. Explore our options that best fit your stage of the home buying journey:
 

 

‌‌Purchasing

Whether it is your first home, moving your family to a larger home, or down sizing, we have you covered with loan plans that fit your needs.
 
 

 

‌‌Building

Building a custom home is both exciting and overwhelming. We are here to help make this process as simple as possible.
 
 

 

‌‌Refinancing

Looking to get a lower rate? Wanting some cash back? Want to shorten your loan term? Dissatisfied with your current loan plan? We are happy to replace your current loan with a new one. 
 
 

 

‌‌Renovating

Purchasing your first home can be both exciting and overwhelming. Let us walk you through the process, and make this a memorable and happy experience.
 

 

‌‌First Time Homebuyer

Purchasing your first home can be both exciting and overwhelming. Let us walk you through the process, and make this a memorable and happy experience.
 

 

‌‌HELOC

Use your property to make major purchases without apply for a new mortgage 

 

 

 

 

 

‌‌First Time Homebuyer

Purchasing your first home can be both exciting and overwhelming. Let us walk you through the process, and make this a memorable and happy experience.
 

 

‌‌Construction Loan

A short term loan that is used to finance the building or major remodel of your home. 

 
 

 

‌‌Insurance 

Your home is your one of your most important investments; make sure your home and everything in it is covered with comprehensive homeowners' insurance.

 

 

 

 

‌‌First Time Homebuyer

Purchasing your first home can be both exciting and overwhelming. Let us walk you through the process, and make this a memorable and happy experience.
 

 

‌‌Glossary

A short term loan that is used to finance the building or major remodel of your home. 

 
 

 

‌‌Renovation Loan 

Use your property to make major purchases without apply for a new mortgage 

 

 

 

 

NOT SURE WHERE TO BEGIN? 
Get the answers you're looking for. 

Send a message to one of our home lending specialists.
Or reach them at 513-333-6337.

   

 



CONTACT CINFED

Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656

MEMBER REVIEWS

My husband and I have been members of Cinfed for over 25 years. When he retired, we had limited involvement with Cinfed since it was very close to our workplace, but not our home. Recently we... 
— Cheryl, member since 1981
I have been a member of Cinfed Credit Union since 1986 when I started working for IRS. I recently spent a week in the hospital and four weeks in a skilled nursing facility going through rehab. The... 
— Suzanne, member since 1986
Cinfed is special for me. I moved to several states and Cinfed is the only account I kept with me wherever I go. Through the shared branching, I get all the service I need. Whenever I call, I am... 
— Tseagye, member since 2010
Cinfed rocks! I hope you guys understand that what you are offering are not just loans and accounts but things that mean much more than that, things that keep hope alive, that help people like me... 
— Pankaj, member since 2014
I joined Cinfed after my first season working for IRS in the early 1980's. Now over thirty years later, I am still impressed with them. Every customer service representation that I have been in... 
— Ros
I've been banking with Cinfed for almost one year now and it has been a wonderful experience. They get back to you very promptly and can help you for all of your banking needs, quite efficiently. I... 
— Brandon, member since 2014
I have been a member for over 25 years. I think good service should be recognized. Julie at the Roselawn branch always gives great service with a smile. She is also a very dedicated employee. ... 
— Rita, member since 1985
I have had most of my family to join. I will never change banks, the service is great.
— Joen, member since 1988
Love them as a bank and the customer service has always been outstanding...Great job Cinfed.
— Posey, member since 1984
We've only been members for a little over a month and already feel the difference. I don't want to name names, but let's just say Cinfed is WAY better than our previous institution that rhymes with... 
— Jeff, Dawn, & Jordan, members since 2013
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985
Just closed on a Home Equity line of credit loan, and the process couldn't have been any easier. With this I was able to pay off 2 high interest credit cards and deposited the rest into a checking... 
— Thomas
Recently I tried to locate the Oakley office using google maps. The google directions did not get me close to Cinfed. I called the office and Liz remained on the phone until I reached the... 
— Debbie G
As a long time member, I have always received great service from all CinFed employees. I just wanted to say a special thank you to Dee Dee Day and Dawn Strickland. I had to make some changes to... 
— John-Member since 1990
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley

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