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We have you covered with options that suit your lifestyle, no matter where you're going.


Need to make a loan payment by Credit or Debit Card?______CLICK HERE




Signature Loan

For vacation and travel, medical costs, bill consolidation, repairs or unexpected expenses – these all-purpose loans can save the day. Relax & Enjoy the Holidays with Help from Cinfed! Get a 2.00% APR1 Discount on a Signature Holiday Loan. FIND OUT MORE

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Vehicle

Whether it’s a car, truck or motorcycle, quick approval and competitive rates help you coast smoothly through the auto loan process. Learn More ►

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Commercial

With our single point of contact approach, you'll receive personalized service throughout the entire process. Learn More ►

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Family Traveling



Ready Cash Account

Easy access as overdraft to your checking account or personal checks to give yourself credit anytime and for any reason, and it costs nothing until you use it.

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Education

Covering the cost of a quality education can be overwhelming. We have options available to help you bridge the gap. Learn More ►

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Family Traveling


Family Traveling



Share Secured Loan

For borrowing at the very lowest cost, Share Secured Loans allow you to use your Cinfed savings accounts or certificates as collateral.

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Home Equity Line of Credit

Use the equity in your current property to make purchases without applying for a new mortgage. Learn More ►

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Family Traveling



Lock in your Best Rate
LOAN TYPE MAXIMUM TERM (MONTHS) RATE (APR)1
Signature2 60 As low as 8.99%
K-12 Tuition Loan3 12 As low as 4.99%
180 Day Note4 180 days As low as 8.99%
Ready Cash Account5 N/A As low as 8.99%
Vehicle6 84 As low as 2.24%
Motorcycles7 96 As low as 4.99%
Boats7 96 As low as 4.99%
Recreational Vehicle7 96 As low as 4.99%
Share Secured 60 2.00% over current share APY**
Certificate Secured Remaining Certificate Term 2.00% over current Certificate APY**

QUESTIONS?
Get the answers you're looking for.

Send a message to loans.cu@cinfed.com
Or reach us at 513-333-3800.


1APR=Annual Percentage Rate; rates may vary; Annual Percentage Rate is based on credit history, vehicle year (if applicable) and term of loan
2 Rate will vary; 60 monthly payments of $21.25 per $1,000 borrowed at fixed APR1 9.99%
3 Rate will vary; 12 monthly payments of $85.62 per $1,000 borrowed at fixed APR1 4.99%
4 Rate will vary;
1 payment of $1050.36 per $1,000 borrowed at a fixed APR 9.99%.
5 Rate will vary. $5.00 overdraft transfer fee applies.
6
84 Months available for loans over $25,000; rate will vary; 84 monthly payments $13.69 of per $1,000 borrowed at fixed APR1 3.99% on 2019 and newer vehicles; a minimum of $25,000 loan amount is required. 75 Months available for loans over $20,000; rate will vary; 75 monthly payments of $15.23 per $1,000 borrowed at fixed APR1 4.24% on 2015-2018 vehicles; a minimum of $20,000 loan amount is required. *63 Months available for loans over $20,000; rate will vary; 63 monthly payments of $18.40 per $1,000 borrowed at fixed APR1 5.59% on 2014 and older vehicles; a minimum of $20,000 loan amount is required.

7 Rate will vary; 96 monthly payments of $12.66 per $1,000 borrowed at fixed APR1 8.99%.
**APY=Annual Percentage Rate. No actual discounts apply. IRA, HSA, Christmas Club and Checking accounts, may not be used for share and certificate secured loans.



Learn with Us
Tips and tools to help you reach your financial goals.


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MONEY MATTERS BLOG


Is it Time to Refinance Your Auto Loan?

Having a new car feels great! But, what happens if you feel the pressure of the monthly payments before the new car smell wears off? Get started ►

CINFED FINANCIAL EDUCATION CENTER


Auto Loans
Learn about the steps to apply for a car loan, how to develop your budget to buy a car and calculate your payments. Get started ►



CONTACT CINFED

Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656

MEMBER REVIEWS

They always go above and beyond at the Oakley branch and truly care about each of their members. And, I absolutely love their kids' membership program. It makes it fun for them to learn about money... 
— Courtney Snow
Been a member since I moved to the Queen City in 1978. Cinfed has always provided customer service that other financial institutions only dream about. Thank you for almost forty years of outstanding... 
— Tim Grabenstein
I recently became a member here at CINFED and it was the best decision I have ever made. I walked in with tears and despair and left with dry eyes, a smile, and I even received a hug from the branch... 
— Melanie
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley
I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
— Robert Olguin
I have been a member at the Roselawn Branch for a long time and I couldn't be more satisfied with the customer service. No matter how often I come in with a question or issue and no matter what... 
— Andreya T Williams
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985
I have been a Cinfed member for years. I know I can depend on them to provide excellent service. The bill pay on line is great and every time I visit the Florence branch I am met with friendly... 
— Jan Ricks
Closed a loan in 24 hours! Absolutely unheard of! Thanks to the exceptional customer service of LeAnn Rose at the Turfway Branch! She went above and beyond by providing unexpected expedited service! ... 
— Christina Stull
I recently applied for a credit card online. I received a call from Emily Snyder explaining what needs to be done next. It was easy and Emily’s customer service was excellent. Emily is a great... 
— Johnnie Bush
I met Emily Snyder because I had a flat tire in the parking lot of Cinfed Credit Union. I didn’t know what to do and she offered to help me. It was late in the evening and I didn’t think anyone... 
— Cindy Hyatt
Emily Snyder took care of setting up a consolidation loan for me on Saturday. She was very friendly, professional, and explained very articulately all the steps involved. Emily also opened a new... 
— Sally A Arbogast

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