Loan Test



Our Loan Options
We have you covered with options that suit your needs and lifestyle, no matter where you're going.


 Family Traveling

With our single point of contact approach, you'll receive personalized service throughout the entire process.
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Family Traveling

Whether it’s a car, truck or motorcycle, quick approval and competitive rates help you coast smoothly through the process.
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 Family Traveling  

Signature Loan 

For vacation and travel, medical costs, bill consolidation, repairs or unexpected expenses – these all-purpose loans can save the day.






 Family Traveling

Covering the cost of a quality education can be overwhelming. We have options available to help you bridge the gap.
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Family Traveling
Shared Secured Loan

For borrowing at the very lowest cost, Share Secured Loans allow you to use your Cinfed savings accounts or certificates as collateral.


 Family Traveling  
Home Equity Line of Credit 

Use the equity in your current property to make purchases without applying for a new mortgage. 
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   Already applied? Check the current status of your application. 



Lock in your Best Rate
Signature 60  As low as 9.99% 
K-12 Tuition Loan 12  As low as 4.99% 
180 Day Note 180 days  As low as 9.99% 
Ready Cash Account 36  As low as 9.99% 
Motorcycles 96  As low as 4.99% 
Boats  96 As low as 4.99%
Recreational Vehicle 96 As low as 4.99%
Share Secured 60 2.00% over current share APY**
Certificate Secured  Remaining Certificate Term 2.00% over current share APY**



Get the answers you're looking for. 

Send a message to loans.cu@cinfed.com
Or reach us at 513-333-3800.


APR= Annual Percentage Rate
*Term based on credit history
** No actual discounts apply. All shares, except for IRA and HSA accounts, can be used for share and certificate secured loans. Annual percentage rate may vary depending on credit history and term of loan.


Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656


They always go above and beyond at the Oakley branch and truly care about each of their members. And, I absolutely love their kids' membership program. It makes it fun for them to learn about money... 
— Courtney Snow
Just closed on a Home Equity line of credit loan, and the process couldn't have been any easier. With this I was able to pay off 2 high interest credit cards and deposited the rest into a checking... 
— Thomas
Been a member since I moved to the Queen City in 1978. Cinfed has always provided customer service that other financial institutions only dream about. Thank you for almost forty years of outstanding... 
— Tim Grabenstein
I recently became a member here at CINFED and it was the best decision I have ever made. I walked in with tears and despair and left with dry eyes, a smile, and I even received a hug from the branch... 
— Melanie
As a long time member, I have always received great service from all CinFed employees. I just wanted to say a special thank you to Dee Dee Day and Dawn Strickland. I had to make some changes to... 
— John-Member since 1990
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley
I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
— Robert Olguin
I have been a member at the Roselawn Branch for a long time and I couldn't be more satisfied with the customer service. No matter how often I come in with a question or issue and no matter what... 
— Andreya T Williams
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985

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