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Home Equity Line of Credit

 

 

 

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Home Equity Line of Credit
 


 



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Call us at (513) 333-6337.
 

What is a Home Equity Line of Credit?

In a Home Equity Line of Credit agreement, or HELOC, the equity in your home is used to secure a revolving line of credit. The revolving line of credit functions similarly to a credit card, where you will be able to access funds as needed, up to the approved credit limit. You will continue to be able to withdraw funds from the line of credit as long as you are making payments towards the principal, or until the end of the draw period (typically 10 years).
 

About our HELOC
Although technically a HELOC can be used to fund a variety of needs, we advise borrowers to use the money for real estate reinvestment purposes. Typically, we allow qualifying homeowners to borrow up to 85% of the equity in their home. In addition, our HELOC offers:

  • Easy access to funds through Equity Access checks
  • Same rate regardless of your balance
  • Rates as low as 5.25%



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Download Predisclosure Document
Review important information and terms of your HELOC plan.
 



‌‌View All Rates & Mortgage Options
Take a look at current rates and additional loan options 
 
 

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*APR = Annual Percentage Rate

 



CONTACT CINFED

Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656

MEMBER REVIEWS

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Just closed on a Home Equity line of credit loan, and the process couldn't have been any easier. With this I was able to pay off 2 high interest credit cards and deposited the rest into a checking... 
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As a long time member, I have always received great service from all CinFed employees. I just wanted to say a special thank you to Dee Dee Day and Dawn Strickland. I had to make some changes to... 
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How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
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Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
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I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
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I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
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I have been a member at the Roselawn Branch for a long time and I couldn't be more satisfied with the customer service. No matter how often I come in with a question or issue and no matter what... 
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I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985

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