This year, plan ahead so you can relax and enjoy the holidays! Cinfed helps you get the spending power to cover gifts, travel costs, or memory-making special occasions.
Apply now and get a 2.00% APR1 discount on a Holiday Signature Loan (as low as 6.99% APR1) for 12 months! Compared to high-interest-rate credit cards, this low rate means you spend less on interest payments, so you have more to spend on what you want.
Get started today!
Already have a Cinfed loan? Keep some extra cash in your pocket: skip one monthly payment on your Cinfed consumer loan for just $40.2 There’s three easy ways to apply:
- Log into Online Banking and click on the “Additional Services” tab. Click on the “Skip A Payment” link and follow the instructions.
- Download the Skip A Payment form here. Complete and mail it to: Cinfed Credit Union, 4801 Kennedy Ave., Cincinnati, OH, 45209
- Call the Cinfed Contact Center at 513-333-3800.
Using Skip A Payment will extend your final payment on the designated loan by one month; interest will continue to accrue.
Enjoy the holidays: take advantage of these special offerings from Cinfed – now through January 31, 2021!
1 APR = Annual Percentage Rate; may vary depending on credit score. 2.00% discount in effect for this promotion only, with 12 month agreement. Rate discount floor limit is 6.99% APR. 12 monthly payments of $87.92 per $1,000 borrowed. Subject to credit approval. Other conditions may apply. Offer expires January 31, 2021.
2 The fee can be deducted from your Cinfed Credit Union account. If the designated loan account has been delinquent for any reason, Cinfed reserves the right to deny the Skip A Payment application. Offer applies only to closed-end consumer installment loans and does not apply to mortgage loans, credit cards, lines of credit, student loans, or business loans. Skip A Payment can be used one time per loan in a12-month period. All credit terms applicable immediately prior to the skip period will again apply when the skip period has expired. Loan account must have been open for a minimum of 6 months to be eligible. Offer expires January 31, 2021.