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HELOC
 


 


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What is a HELOC?

In a HELOC agreement, or Home Equity Line of Credit, the value in your home is used to secure a revolving line of credit. The revolving line of credit functions similarly to a credit card, where you will be able to funds as needed, up to the total amount borrowed. You will continue to be able to withdraw funds from the line of credit as long as you are making payments towards the principal, or until the end of the term (typically 10 years).
 

About our HELOC
Although technically a HELOC could be used to fund a variety of needs, we advise borrowers to use the money for reinvestment purposes. Typically, we allow qualifying homeowners to borrow up to 85% of the equity in their home. In addition, our HELOC offers:

  • Easy access to funds through Equity Access checks
  • Same rate regardless of your balance
  • Rate as low as 5.25%.
 




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CONTACT CINFED

Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656

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