How does the Flex Loan Program work?
The Flex Loan Program is available for new and used vehicles (up to five model years old). Financing options are available from 24 to 72 months, offering payments up to 40% lower than conventional financing. Here is an example:
|Guaranteed Future Value (GFV)
*Payments 1-35 are $464.80 with a 36th payment of $16,500 (GFV). 45 days to first payment. Based on a 3.99% annual percentage rate. Disclaimer: (1) Rates shown are for illustrative purposes only and may vary due to individual credit worthiness and/or loan term. (2) Payments shown may vary from the final payment provided by credit union loan representative.
At any time during your loan term you can:
- Sell the vehicle, pay the loan balance (including residual value) and keep any difference.
- Use the vehicle as a trade-in, and the loan balance (including residual value) is paid as part of the transaction.
- Keep the vehicle and refinance the loan balance (including residual value) as a used vehicle loan.
At loan maturity, you have the option to return the vehicle and walk away from the residual value.
Why should I get a Flex Loan?
With the Flex Auto Loan, you enjoy: