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Fast Lane Pre-Approval

Hands together in huddle

Fast Lane Auto Loans

Now you can 'car shop' with confidence! A Fast Lane pre-approved auto loan from Cinfed literally puts a blank check in your hand. With your financing already in place, you're free to find the best deal on the car you want!*

Make the car-buying process more efficient and less stressful - with a Fast Lane Auto Loan!

How it Works

2. Get a check

3. Start Shopping

When it’s time for your next vehicle, visit your nearest Cinfed branch or complete an application online. Be sure to check the Fast Lane loan box on the application.

Following approval, you’ll receive a blank check that notes the amount you’re approved for. Then you can start shopping for your new vehicle with the confidence that your financing is already in place.

When you’ve made your choice, simply make the check payable to the dealer for the final loan amount – and drive your new car off the lot! Within 1 – 2 weeks, you’ll receive the final loan details from Cinfed in the mail.

We provide you with a free CarFax report to help assess your car's value. Get yours here.

Ready to take the Fast Lane?


Ask one of our specialists.

Joining is easy.

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The Starting Line for Car Loans
Learn the steps of the car buying process.
Read more ►


Car Loans
Learn about the steps you need to take to apply for a
car loan and how to calculate your payments.
Get started ►

*APR = Annual Percentage Rate. Credit Restrictions Apply. Minimum credit score 650 required. No branded titles. Franchised dealers only.


Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656


They always go above and beyond at the Oakley branch and truly care about each of their members. And, I absolutely love their kids' membership program. It makes it fun for them to learn about money... 
— Courtney Snow
Been a member since I moved to the Queen City in 1978. Cinfed has always provided customer service that other financial institutions only dream about. Thank you for almost forty years of outstanding... 
— Tim Grabenstein
I recently became a member here at CINFED and it was the best decision I have ever made. I walked in with tears and despair and left with dry eyes, a smile, and I even received a hug from the branch... 
— Melanie
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley
I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
— Robert Olguin
I have been a member at the Roselawn Branch for a long time and I couldn't be more satisfied with the customer service. No matter how often I come in with a question or issue and no matter what... 
— Andreya T Williams
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985
I have been a Cinfed member for years. I know I can depend on them to provide excellent service. The bill pay on line is great and every time I visit the Florence branch I am met with friendly... 
— Jan Ricks
Closed a loan in 24 hours! Absolutely unheard of! Thanks to the exceptional customer service of LeAnn Rose at the Turfway Branch! She went above and beyond by providing unexpected expedited service! ... 
— Christina Stull
I recently applied for a credit card online. I received a call from Emily Snyder explaining what needs to be done next. It was easy and Emily’s customer service was excellent. Emily is a great... 
— Johnnie Bush

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