1 Qualified new members will receive $50 deposit into a Cinfed savings account by opening a new Cinfed checking account. New members must meet qualifying criteria to open an account. New account must be opened by 12/31/20. Bonuses will be credited to accounts within 30 business days and will be reported on form 1099-INT. Subject to change without notice. Offer expires 12/31/20.
2 APY = Annual Percentage Yield. APYs accurate as of 8/1/2020. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. For Kasasa Cash® account, if qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $20,000 receive APY of 1.50%; and balances over $20,000 earn 0.10% dividend rate on the portion of balance over $20,000, resulting in a range from 1.50% to 0.33% APY depending on the account’s balance and (2) you will receive reimbursements up to $20 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. Dividends and ATM fee reimbursements will be credited to your Kasasa Cash® account on the last day of statement cycle. When Kasasa Cash® qualifications are not met, all balances in the account earn .05% APY and ATM fees are not refunded. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. ATM-processed transactions do not count toward qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. The advertised Kasasa Cash® APY is based on compounding dividends. The Kasasa Saver APY may be less than Kasasa Cash APY. If qualifications are met in your Kasasa Cash or Kasasa Cash Back account during the Monthly Qualification Cycle, the balance in the Kasasa Saver earns 0.30% APY. If Kasasa Cash or Cash Back qualifications are not met, the balance in the Kasasa Saver earns 0.05% APY. Limit one Kasasa Saver per social security number.
3 Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Qualifications and rewards may vary by account. Monthly receipt of electronic statements, log into online banking, twelve (12) debit card transactions are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit one (1) account per social security number. 4.00% Cash Back Rewards on debit card transactions up to $4.00 per month, ATM fee refunds up to $20. There are no recurring monthly services charges or fees to open or close this account. Contact a Cinfed Credit Union representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.