Credit/Debit Card Security

Credit/Debit Card Security

With so many ways to use your credit or debit cards to make purchases these days it is very important to be aware of what you can do to keep your information and accounts private.  Cinfed has put together the following suggestions.

  • Never lend your debit card or credit card to anyone, including family or friends.  Do not use your debit card or credit card to establish a service for someone else or pay a bill for someone else.  Your debit card or credit card will stay on file with that merchant.
  • Do not deposit checks into your account through an ATM on someone’s behalf.  You will be held responsible if the check is fraudulent.
  • Always keep your debit card or credit card in a secure location if it is not with you.
  • Never use your debit card for a “free” trial or “free” sample.  Only shop online with merchants you know and/or research a merchant before using your card to shop online.  Look for a key or lock icon on the merchant’s website, or “https” in the website address, indicating that the website is secure.
  • Do not reveal your PIN number to anyone.  Never write your PIN number on your card or keep it in your wallet.  Avoid using digits from your telephone number, social security number, date of birth or any number someone could easily figure out.  Do not use the same PIN number for all of your cards.
  • Never write your card numbers, savings/checking account numbers, social security number or PIN numbers where anyone can see them or in any combination together, such as on a check or envelope.  Never put your account information in an email.
  • Always report lost or stolen cards immediately upon discovery
    Lost/stolen debit card:  1-866-820-8859; Lost/stolen credit card:  1-800-449-7728.
  • Sign your cards as soon as you receive them.
  • Sign up for online banking (It’s free!) and review your transactions daily or at least 3 times a week.  Review your account statement upon receipt; if you know a statement is late in the mail contact the card issuer.  Report any suspicious transactions or discrepancies immediately.
  • Always shred, or destroy beyond repair, account statements and credit card offers received in the mail.  Never leave your receipt on a restaurant table; make sure the server picks it up before you exit the restaurant.

Debit card and/or credit card fraud can’t always be prevented, but you can protect yourself in many ways by following the above safety tips.  It only takes a moment to be smart and protect yourself from fraud.


Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656


We've only been members for a little over a month and already feel the difference. I don't want to name names, but let's just say Cinfed is WAY better than our previous institution that rhymes with... 
— Jeff, Dawn, & Jordan, members since 2013
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985
Recently I tried to locate the Oakley office using google maps. The google directions did not get me close to Cinfed. I called the office and Liz remained on the phone until I reached the... 
— Debbie G
As a long time member, I have always received great service from all CinFed employees. I just wanted to say a special thank you to Dee Dee Day and Dawn Strickland. I had to make some changes to... 
— John-Member since 1990
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley
I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
— Robert Olguin

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