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Cinfed Financial Education Center

Welcome to the Cinfed Financial Education Center!

With Coach Fin as your guide, just pick your topic. You’ll get the information at your own pace – whenever you’re ready
and wherever you are…desktop, tablet or mobile! Whether you want to learn about saving, mortgages, credit scores or
something else, use our free online resource to increase your knowledge and start working toward your dreams!





401(K) PLANS

  • Understand the process of funding a
    401K plan, limits, and tax-savings.
  • Determine how a 401K plan is aligned with personal savings and investing goals.

    GET STARTED
    ENGLISH | SPANISH



529 PLANS

  • Compare the benefits and risks associated
    with the two types of 529 plans.
  • Determine whether a 529 plan will help
    you meet their education savings goals

    GET STARTED
    ENGLISH | SPANISH



BUILDING EMERGENCY SAVINGS

  • How to develop a savings strategy
  • Resources to help you in your planning

    GET STARTED
    ENGLISH | SPANISH



BUYING A HOME

  • The steps associated with home buying
  • Resources available to help with your decisions

    GET STARTED
    ENGLISH | SPANISH



CAR LOANS

  • The steps to apply for a car loan
  • Calculating your payments

    GET STARTED
    ENGLISH | SPANISH

CERTIFICATE OF DEPOSITS (CDs)

  • How to calculate your interest earnings
  • The pros and cons of CDs,
    compared to other accounts

    GET STARTED
    ENGLISH | SPANISH

CHECKING ACCOUNTS

  • How to select, open, and use
    a checking account
  • Understanding the fees associated
    with checking accounts

    GET STARTED
    ENGLISH | SPANISH

CONSIDERING HOMEOWNERSHIP

  • How to choose between
    buying and renting
  • Determining your financial
    preparedness for homeownership

    GET STARTED
    ENGLISH | SPANISH

CREATING A BUDGET

  • Create a budget or
    reevaluate an existing one
  • Apply strategies to monitor your
    spending and stick you budget

    GET STARTED
    ENGLISH | SPANISH

CREDIT CARDS

  • The benefits and risks of credit cards
  • How credit card use influences
    your credit score

    GET STARTED
    ENGLISH | SPANISH

CREDIT SCORES AND REPORTS

  • Checking and monitoring your credit
  • How to improve your credit score

    GET STARTED
    ENGLISH | SPANISH

DEBT MANAGEMENT

  • How to determine how
    much debt is too much
  • Different strategies to help
    you pay down debt

    GET STARTED
    ENGLISH | SPANISH

ESTATE PLANNING

  • Why you should consider an
    estate planning strategy
  • The differences between wills and trusts
    and the different options available

    GET STARTED
    ENGLISH | SPANISH

FAMILY CONVERSATIONS
ABOUT MONEY

  • Strategies to make conversations productive
  • How to develop an action plan to
    create positive financial behaviors

    GET STARTED
    ENGLISH | SPANISH

FIRE LIFESTYLE (Financial
Independence and Retire Early)

  • What is FIRE is and how it works
  • Strategies you can implement to
    achieve financial independence

    GET STARTED
    ENGLISH | SPANISH

HEALTH SAVINGS ACCOUNTS

  • Eligibility requirements
  • Benefits, features, and risks
  • How to open and use an HSA

    GET STARTED
    ENGLISH | SPANISH

HEALTHY FINANCIAL HABITS

  • Saving and spending wisely
  • Understanding how to manage debt

    GET STARTED
    ENGLISH | SPANISH

IDENTITY PROTECTION

  • How identity theft happens
    and the potential impacts
  • Strategies to help you protect your identity

    GET STARTED
    ENGLISH | SPANISH

INVESTMENT PROPERTY

  • Understanding the types
    of investment properties
  • Identifying the financial obligations
    and benefits of property investment

    GET STARTED
    ENGLISH | SPANISH

INDIVIDUAL RETIREMENT
ACCOUNTS (IRAs)

  • How IRAs compare to
    other account options
  • The different types of IRAs

    GET STARTED
    ENGLISH | SPANISH

MINDFUL LIVING

  • The positive effects of
    practicing mindfulness
  • How to create a personal
    plan for living mindfully

    GET STARTED
    ENGLISH | SPANISH

MOBILE AND ONLINE BANKING

  • Understanding mobile payments
    and when to use them
  • Additional steps to safeguard your privacy
    when using mobile and online banking

    GET STARTED
    ENGLISH | SPANISH

MORTGAGE RELIEF

  • Identifying your payment options
    when you are struggling to keep up
  • Steps to help you stay on track

    GET STARTED
    ENGLISH | SPANISH

MORTGAGES

  • How to identify different
    types of mortgages
  • How the application process works
    and different loans to consider

    GET STARTED
    ENGLISH | SPANISH

PAYING FOR COLLEGE

  • Different ways to pay for college
  • Student aid options and other
    financial supplements

    GET STARTED
    ENGLISH | SPANISH

PLANNING FOR RETIREMENT

  • How to estimate the income
    you will need in retirement
  • How to build a retirement investment
    portfolio that matches your goals

    GET STARTED
    ENGLISH | SPANISH

PREPAID CARDS

  • The differences between credit,
    debit, and prepaid cards
  • Advantages and disadvantages
    of using a prepaid card

    GET STARTED
    ENGLISH | SPANISH

PREVENTING OVERDRAFT FEES

  • How overdraft fees can
    impact your finances
  • Laws and regulations to protect
    you from unwarranted fees

    GET STARTED
    ENGLISH | SPANISH

SAVINGS ACCOUNTS

  • How interest, fees, and account
    terms can affect your savings
  • Savings strategies that align with
    your personal financial goals

    GET STARTED
    ENGLISH | SPANISH

SHOPPING FOR INSURANCE

  • Deductible and payment options
  • Ways to feel more confident
    when shopping for insurance

    GET STARTED
    ENGLISH | SPANISH

SUSTAINABLE INVESTING

  • Sustainable investing and the reasons
    why people choose to use it
  • The benefits and risks of different
    types of sustainable investing

    GET STARTED
    ENGLISH |
    SPANISH

TAXES: THE BASICS

  • The different types of taxes
    and why they’re important
  • Common tax terms and the
    process to file your taxes

    GET STARTED
    ENGLISH | SPANISH

WEALTH TRANSFER

  • Understand ways to transfer
    wealth through gift giving
  • Understand potential tax implications
    for transfers of wealth

    GET STARTED
    ENGLISH | SPANISH

WHEN TO COLLECT SOCIAL SECURITY

  • How the timing of collecting Social
    Security affects your benefits
  • Evaluating how much of your retirement
    expenses Social Security will cover

    GET STARTED
    ENGLISH | SPANISH



CONTACT CINFED

Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656

MEMBER REVIEWS

They always go above and beyond at the Oakley branch and truly care about each of their members. And, I absolutely love their kids' membership program. It makes it fun for them to learn about money... 
— Courtney Snow
Been a member since I moved to the Queen City in 1978. Cinfed has always provided customer service that other financial institutions only dream about. Thank you for almost forty years of outstanding... 
— Tim Grabenstein
I recently became a member here at CINFED and it was the best decision I have ever made. I walked in with tears and despair and left with dry eyes, a smile, and I even received a hug from the branch... 
— Melanie
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley
I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
— Robert Olguin
I have been a member at the Roselawn Branch for a long time and I couldn't be more satisfied with the customer service. No matter how often I come in with a question or issue and no matter what... 
— Andreya T Williams
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985
I have been a Cinfed member for years. I know I can depend on them to provide excellent service. The bill pay on line is great and every time I visit the Florence branch I am met with friendly... 
— Jan Ricks
Closed a loan in 24 hours! Absolutely unheard of! Thanks to the exceptional customer service of LeAnn Rose at the Turfway Branch! She went above and beyond by providing unexpected expedited service! ... 
— Christina Stull
I recently applied for a credit card online. I received a call from Emily Snyder explaining what needs to be done next. It was easy and Emily’s customer service was excellent. Emily is a great... 
— Johnnie Bush
I met Emily Snyder because I had a flat tire in the parking lot of Cinfed Credit Union. I didn’t know what to do and she offered to help me. It was late in the evening and I didn’t think anyone... 
— Cindy Hyatt
Emily Snyder took care of setting up a consolidation loan for me on Saturday. She was very friendly, professional, and explained very articulately all the steps involved. Emily also opened a new... 
— Sally A Arbogast

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