Auto Loans and Rates

Explore your Remarkable possibilites with
a Cinfed Mastercard


Pre-approved financing for new and used vehicles.

Walk into a dealership literally with a check in hand, ready and able to make a deal. You’ll have the confidence of knowing your financing is already in place - reducing stress and helping you make a decision you’ll be happy with. Additional benefits include:

  • Easy application processinformation
  • Convenient blank check that notes the amount you’re approved for information
  • MasterRental Insurance information


Balloon financing available from 24 to 72 months.*

Like a lease, except that you actually own the vehicle. At the end of your financing term, you can retain the car by paying the remaining balance or finance the balance at the current used rates. Or you can simply return the car.1 Additional benefits include:

  • No down payment and no prepayment penalties
  • Lower monthly payments than conventional loans
  • Ownership benefits and financing options because the vehicle is titled in your name


Build your credit score with guaranteed approval3

When you need to build your credit score, a Cinfed Secured Mastercard can be your answer. Our Secured Cards offer guaranteed approval*.
Additional benefits include:


Small Business Owners Build your Business

The Mastercard BusinessCard from Cinfed comes allows you to focus time on operating your business. Plus, when you purchase with your Mastercard BusinessCard, get special offers on products including:


Need help choosing the Cinfed Mastercard® that's right for you? We're here to help.
Get Started

Hitting the road soon? Be sure to register your Cinfed World Mastercard® or Cinfed Platinum Rewards Mastercard® account with Travel Notes before you go.

Protection for your New Wheels
Get started with an estimate.

Digital Wallet

If your vehicle is stolen or totaled in an accident, GAP can waive all or part of your remaining loan balance.

Debt Protection

Have the option to suspend your loan without penalty or added interest in the event of a major life event.

Mechanical Breakdown Protection

Nationwide coverage, 24-hour roadside assistance, and protection from unexpected repair costs.

Mastercard® ID Theft Protection™

Did you know that 14.4 million people were victims of identity fraud in the U.S. in 2018?*

Your Cinfed Mastercard® comes with Mastercard ID Theft Protection to better safeguard you against possible identity theft and bring you security and peace of mind.1

Activate Now ►

Learn with Us
Tips straight from our team to help you reach your financial goals.


With Coach Fin as your guide, explore more than 20 interactive financial education courses offered for free. Get started ►


Your credit score can have one of the biggest impacts on your financial life - understanding how it works will help you maintain healthy finances. Get started ►

Get the answers you're looking for.

Give us a call at 513-333-3800.

1Certain terms, conditions and exclusions apply. Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only. Credit Card rate determined at account opening based on credit worthiness. After that, your rates will vary with the market based on the Prime Rate. Annual fees may apply based on credit history. 2To bring you this benefit, Mastercard® has partnered with Generali Global Assistance, Inc., an industry leader in identity protection and fraud detection. Valid for Cinfed Mastercard®. Mastercard, the Mastercard Brand Mark, Priceless and World Mastercard are registered trademarks and Mastercard ID Theft Protection and Priceless Cities are trademarks of Mastercard International Incorporated.
3Applicant must be age 21 or older and cannot have had any previous losses with Cinfed. Applicant cannot be in active bankruptcy. Subject to deposit of card limit (minimum $300) + 10% into savings account. Credit card rate determined at account opening based on credit worthiness. Afterwards, rate will vary with the market based on the prime rate. Annual fee of $25 will apply for credit scores of 650 or lower. ©2017 Mastercard. All third party trademarks belong to their respective owners.*2019 Identity Fraud Study: Fraudsters Seek New Targets and Victims Bear the Brunt


Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656


They always go above and beyond at the Oakley branch and truly care about each of their members. And, I absolutely love their kids' membership program. It makes it fun for them to learn about money... 
— Courtney Snow
Been a member since I moved to the Queen City in 1978. Cinfed has always provided customer service that other financial institutions only dream about. Thank you for almost forty years of outstanding... 
— Tim Grabenstein
I recently became a member here at CINFED and it was the best decision I have ever made. I walked in with tears and despair and left with dry eyes, a smile, and I even received a hug from the branch... 
— Melanie
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley
I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
— Robert Olguin
I have been a member at the Roselawn Branch for a long time and I couldn't be more satisfied with the customer service. No matter how often I come in with a question or issue and no matter what... 
— Andreya T Williams
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985
I have been a Cinfed member for years. I know I can depend on them to provide excellent service. The bill pay on line is great and every time I visit the Florence branch I am met with friendly... 
— Jan Ricks
Closed a loan in 24 hours! Absolutely unheard of! Thanks to the exceptional customer service of LeAnn Rose at the Turfway Branch! She went above and beyond by providing unexpected expedited service! ... 
— Christina Stull
I recently applied for a credit card online. I received a call from Emily Snyder explaining what needs to be done next. It was easy and Emily’s customer service was excellent. Emily is a great... 
— Johnnie Bush

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