Home Equity Line of Credit




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Home Equity Line of Credit


Download our list of documents you'll need.


Call us at (513) 333-6337.

What is a Home Equity Line of Credit?

In a Home Equity Line of Credit agreement, or HELOC, the value in your home is used to secure a revolving line of credit. The revolving line of credit functions similarly to a credit card, where you will be able to funds as needed, up to the approved credit limit. You will continue to be able to withdraw funds from the line of credit as long as you are making payments towards the principal, or until the end of the draw period (typically 10 years).

About our HELOC
Although technically a HELOC can be used to fund a variety of needs, we advise borrowers to use the money for reinvestment purposes. Typically, we allow qualifying homeowners to borrow up to 85% of the equity in their home. In addition, our HELOC offers:

  • Easy access to funds through Equity Access checks
  • Same rate regardless of your balance
  • Rates as low as 5.25%

Apply Now
Ready to begin your new journey? Let's get started. 



Download Predisclosure Document
Review important information and terms of your HELOC plan.

‌‌View All Rates & Mortgage Options
Take a look at current rates and additional loan options 

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*APR = Annual Percentage Rate



Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656


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