Kasasa Cash®

Benjimen Franklin with dollar sign eyes

Free Kasasa Cash® Checking: Earn Monthly Cash Rewards
Make more money with your money. Earn up to 2.00% APY* and get refunds on ATM fees nationwide. Free Kasasa Cash® checking rewards you each month — in cash. Even if you have a low balance.    


See how high your cash can stack with no minimum to start and no monthly service fees to slow you down. Best of all, your account is always free.

Free Kasasa Cash® checking gives you:

• 2.00% APY* on balances up to $20,000
• 2.00% to 0.75% APY on balances over $20,000 depending on balance in account
• 0.05% APY* even if rewards qualifications aren’t met
• Refunds on ATM fees, nationwide (up to $20 monthly)*
• Automatic savings when linked to a Kasasa Saver® account
• No monthly service fee
• No minimum balance to earn rewards
• No minimum to open
• Free online banking & bill pay
• Free e-statements
• Free debit card
• Unlimited check writing

Earning your rewards is convenient
Get a higher rate and refunds on nationwide ATM fees by doing banking basics that actually save you time (we call them “qualifications”).

To earn your rewards, just make sure the following transactions & activities post and settle to your free Kasasa Cash® checking account each monthly qualification cycle:

• At least 12 debit card purchases post and settle
• Be enrolled in and receive eStatement notice
• Be enrolled in and log into online banking

There’s no penalty fee if you don’t qualify — free Kasasa® checking is always free. You’ll still earn our base dividend rate. And, you can get back to earning a higher rate and ATM fee refunds the very next cycle.


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*APY = Annual Percentage Yield.   APYs accurate as of 9/1/2018. Rates and rewards are variable and may change after account is opened.  Fees may reduce earnings.  For Kasasa Cash® account, if qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $20,000  receive APY of 2.00%; and balances over $20,000 earn 0.50% dividend rate on the portion of balance over $20,000, resulting in a range from 2.00% to 0.75% APY depending on the account’s balance and (2) you will receive reimbursements up to $20 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified.  Dividends and ATM fee reimbursements will be credited to your Kasasa Cash® account on the last day of statement cycle.  When Kasasa Cash® qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded.  Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  ATM-processed transactions do not count toward qualifying debit card transactions.  Transfers between accounts do not count as qualifying transactions.  “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.  The advertised Kasasa Cash® APY is based on compounding dividends. If member has a Kasasa Saver® account dividends earned in Kasasa Cash® are automatically transferred to Kasasa Saver® each statement cycle and do not compound. Actual dividend amount paid may be less than advertised Kasasa Cash® APY. The Kasasa Saver® APYs may be less than Kasasa Cash® APYs.  Limit one Kasasa® checking per social security number.


Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656


We've only been members for a little over a month and already feel the difference. I don't want to name names, but let's just say Cinfed is WAY better than our previous institution that rhymes with... 
— Jeff, Dawn, & Jordan, members since 2013
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985
Recently I tried to locate the Oakley office using google maps. The google directions did not get me close to Cinfed. I called the office and Liz remained on the phone until I reached the... 
— Debbie G
As a long time member, I have always received great service from all CinFed employees. I just wanted to say a special thank you to Dee Dee Day and Dawn Strickland. I had to make some changes to... 
— John-Member since 1990
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley
I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
— Robert Olguin

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