Cinfed General Loan Interest Rates

General Loan Interest Rates


Cinfed is committed to helping members meet their families' financial needs. After you have shopped around, come to Cinfed and compare. We are here to serve you. All rates are subject to change without notice.

LOAN TYPE Maximum Term (Months)* Rate (APR)  
Signature 60 As low as 9.99%  
K-12 Tuition Loan 12 As low as 4.99%  
180 Day Note 180 Days As low as 9.99%  
Ready Cash Account 36 As low as 9.99%  
Motorcycles 96 As low as 4.99%  
Boats 96 As low as 4.99%  
Recreational Vehicle 96 As low as 4.99%  
Share Secured 60 2.00% over current share APY**  
Certificate Secured Remaining Certificate Term 2.00% over current Certificate APY**  
No downpayment upon review of credit history.
Use a Cinfed Signature loan to finance Appliances, Computers, Furniture, Home Improvement, Lawn Mowers and more...
*Term based on credit history.
** No additional discounts apply. All shares, except for IRA and HSA accounts, can be used for share and certificate secured loans.
Annual percentage rate may vary depending on credit history and term of loan.

Credit Card Rates from Cinfed

Rate (APR)
Mastercard Platinum 11.15 - 18.00%
Mastercard World  13.99 - 18.00%
Mastercard BusinessCard 11.15 - 18.00%
NOTE: Rates adjust quarterly based on Prime Rate as published in the Wall Street Journal

Rates accurate as of Saturday, Feb 23, 2019


Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656


We've only been members for a little over a month and already feel the difference. I don't want to name names, but let's just say Cinfed is WAY better than our previous institution that rhymes with... 
— Jeff, Dawn, & Jordan, members since 2013
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985
Recently I tried to locate the Oakley office using google maps. The google directions did not get me close to Cinfed. I called the office and Liz remained on the phone until I reached the... 
— Debbie G
As a long time member, I have always received great service from all CinFed employees. I just wanted to say a special thank you to Dee Dee Day and Dawn Strickland. I had to make some changes to... 
— John-Member since 1990
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley
I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
— Robert Olguin

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