COVID-19 Updates

Responding to COVID-19

Meeting your needs while addressing the health concerns of our members, our staff and our community.
Updated April 17, 2021

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Recent Updates

Third Stimulus Payment

If you have questions concerning your payment, eligibility, or timing of your payment, please visit IRS.gov/getmypayment. (Note: Cinfed does not have access to this information). To see if your direct deposit payment has processed, view your account balance via online banking or our mobile app. The funds will be listed on your account as a deposit and will include "IRS" in the description. For qualifying members who will receive a stimulus payment via direct deposit, we will post funds as we receive them.

For additional questions regarding your stimulus payment, visit the Economic Impact Payments Information Center provided by the IRS, here.

Lobby Access

Due to the continued elevation of COVID 19 cases in our region, our branch lobbies are currently accessible by appointment only. Our drive-thrus, ATMs, and ITMs remain active and available under normal hours of operation. Of course, you can complete transactions any time using our digital services such as Online Banking and the Cinfed Mobile App.

To schedule an appointment, click here. Once you have scheduled, you will then receive an email message that confirms your appointment details. You will also have the option of receiving notification via text. COVID precautions must be followed with any visit to a branch, including wearing a mask, checking your temperature beforehand, and being symptom-free.

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Financial Support and Payment Options

The COVID-19 situation has had a tremendous impact on our national and local economy. As a result, we continue to work with members to help get through these challenging times. We encourage you to schedule an appointment with a member of our team so we can find the best solutions for your situation. You can schedule an appointment online, here.
If you currently have a mortgage with Cinfed and are unable to make your monthly payment, your loan could fall under the Coronavirus Aid, Relief and Economic Security (CARES) Act or other alternative measures could be available to you. No fees will be charged for this service. Contact the Mortgage department at (513) 333-3881 to discuss your payment extension options or contact us via email: homeloan@cinfed.com
If you are concerned about your Commercial Loan with Cinfed, please contact Scott Federle at sfederle@cinfed.com to discuss your options.

Managing Your Accounts

Under the current conditions, we recommend optimizing the use of our digital tools. As a Cinfed member, you have numerous secure options for accessing your account and conducting transactions.

Through Online Banking and the Cinfed Mobile App, you have 24/7 access to variety of options for convenient and secure account management:

If you aren’t already using these services, you can easily enroll here.

Security and Stability

Thanks to the loyalty and support of our members, Cinfed is currently in the strongest financial condition of our 86-year history. Based on that strength, we are continually working to find the best ways to meet our members' needs - particularly during these challenging times.

Cinfed is a federally insured institution. "Federally insured" means that the safety of deposits is assured by the National Credit Union Administration (NCUA) and affirms that the participating credit union is a safe place for members to put their money.

All deposits at federally insured credit unions are protected by the National Credit Union Share Insurance Fund, with deposits insured up to $250,000 per individual depositor. Credit union members have never lost a penny of insured savings at a federally insured credit union.

Cinfed members exceeding the maximum level of coverage provided by NCUA are insured up to an additional $250,000 by the Excess Share Insurance Corporation (ESI). Cinfed added this benefit to help ensure complete coverage for our members and provide them with peace of mind, knowing their deposits are insured and safe. Click here for information about insured savings.

Contact Us

While this situation has resulted in a high-volume of calls, we appreciate your patience during this time. To reach one of our team members, you can:

Thank you for your continued cooperation and support. We remain committed to providing you with the financial services you need while protecting the health and well-being of our members, employees, and community during this challenging time.

Additional Resources

Security and Fraud Prevention
Fraud attempts are on the rise. Visit our Security Corner
for additional help and resources to protect
yourself and your identity.

Find out more ►
Online Banking Options
The COVID-19 pandemic has required changes to the
way you manage your accounts. Here are options to
help you make the most of your finances.

Get started ►


Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656


They always go above and beyond at the Oakley branch and truly care about each of their members. And, I absolutely love their kids' membership program. It makes it fun for them to learn about money... 
— Courtney Snow
Been a member since I moved to the Queen City in 1978. Cinfed has always provided customer service that other financial institutions only dream about. Thank you for almost forty years of outstanding... 
— Tim Grabenstein
I recently became a member here at CINFED and it was the best decision I have ever made. I walked in with tears and despair and left with dry eyes, a smile, and I even received a hug from the branch... 
— Melanie
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley
I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
— Robert Olguin
I have been a member at the Roselawn Branch for a long time and I couldn't be more satisfied with the customer service. No matter how often I come in with a question or issue and no matter what... 
— Andreya T Williams
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985
I have been a Cinfed member for years. I know I can depend on them to provide excellent service. The bill pay on line is great and every time I visit the Florence branch I am met with friendly... 
— Jan Ricks
Closed a loan in 24 hours! Absolutely unheard of! Thanks to the exceptional customer service of LeAnn Rose at the Turfway Branch! She went above and beyond by providing unexpected expedited service! ... 
— Christina Stull
I recently applied for a credit card online. I received a call from Emily Snyder explaining what needs to be done next. It was easy and Emily’s customer service was excellent. Emily is a great... 
— Johnnie Bush
I met Emily Snyder because I had a flat tire in the parking lot of Cinfed Credit Union. I didn’t know what to do and she offered to help me. It was late in the evening and I didn’t think anyone... 
— Cindy Hyatt
Emily Snyder took care of setting up a consolidation loan for me on Saturday. She was very friendly, professional, and explained very articulately all the steps involved. Emily also opened a new... 
— Sally A Arbogast
I recently closed for a car loan and a credit card with Susan Z. Her service was excellent. We closed in a couple of days. She was so helpful with her knowledge. It was a pleasure to deal with her.
— Glenda Adkins
I cannot say enough good things about the service I have always received from Cinfed! Most recently, we refinanced a vehicle and dealt with Emily S.! She was quickly responsive and on top of her... 
— Serena Kain
I can say a million great things about Cinfed Credit Union and how they helped me over the years ,But there are many helpful service members, but one Great lady Is Mrs Susan Z. She is an Awesome... 
I have to say I think the new online banking update is pretty awesome. I love that the app is more up to date, clean and user friendly. Happy to be a customer with Cinfed.
— Kyle Neises

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