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Checking Account Qualifications

Kasasa Cash®

*APY = Annual Percentage Yield.   APY accurate as of 1/1/2018. Rates and rewards are variable and may change after account is opened.  Monthly receipt of electronic statements, log into online banking, and twelve (12) debit card transactions are conditions of this account.  Fees may reduce earnings.  For Kasasa Cash® account, if qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $20,000  receive APY of 2.00%; and balances over $20,000 earn 0.50% dividend rate on the portion of balance over $20,000, resulting in a range from 2.00% to 0.32% APY depending on the account’s balance and (2) you will receive reimbursements up to $20 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified.  Dividends and ATM fee reimbursements will be credited to your Kasasa Cash® account on the last day of statement cycle.  When Kasasa Cash® qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded.  Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  ATM-processed transactions do not count toward qualifying debit card transactions.  Transfers between accounts do not count as qualifying transactions.  “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.  The advertised Kasasa Cash® APY is based on compounding dividends. If member has a Kasasa Saver® account dividends earned in Kasasa Cash® are automatically transferred to Kasasa Saver® each statement cycle and do not compound. Actual dividend amount paid may be less than advertised Kasasa Cash® APY. The Kasasa Saver® APY may be less than Kasasa Cash® APY.  Limit one Kasasa® checking per social security number. Federally insured by NCUA.

 

Kasasa Cash Back®

*APY = Annual Percentage Yield. APY accurate as of 1/1/2018. Rates and rewards are variable and may change after account is opened. Monthly receipt of electronic statements, log into online banking, and twelve (12) debit card transactions are conditions of this account. When Kasasa Cash Back® qualifications are met during a Monthly Qualification Cycle, you will receive 1.00% cash back on up to a total of $400.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $4.00 cash back may be earned per Monthly Qualification Cycle.   You will also receive reimbursements up to $20.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified.   Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back® account on the last day of statement cycle.  When Kasasa Cash Back® qualifications are not met no cash back payments are made and ATM fees are not refunded.  Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  ATM-processed transactions do not count toward qualifying debit card transactions.  Transfers between accounts do not count as qualifying transactions.  “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.   If member has a Kasasa Saver® account, cash back payments earned in Kasasa Cash Back® are automatically transferred to Kasasa Saver® each statement cycle. Limit one Kasasa® checking per social security number. Rates and rewards are variable and at our discretion may change after account is opened without notice to you. Federally insured by NCUA.

 

Cinfed Basic Checking Accounts

*4 network fees covered per month

Schedule of Fees



CONTACT CINFED

Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656

MEMBER REVIEWS

They always go above and beyond at the Oakley branch and truly care about each of their members. And, I absolutely love their kids' membership program. It makes it fun for them to learn about money... 
— Courtney Snow
Just closed on a Home Equity line of credit loan, and the process couldn't have been any easier. With this I was able to pay off 2 high interest credit cards and deposited the rest into a checking... 
— Thomas
Been a member since I moved to the Queen City in 1978. Cinfed has always provided customer service that other financial institutions only dream about. Thank you for almost forty years of outstanding... 
— Tim Grabenstein
I recently became a member here at CINFED and it was the best decision I have ever made. I walked in with tears and despair and left with dry eyes, a smile, and I even received a hug from the branch... 
— Melanie
As a long time member, I have always received great service from all CinFed employees. I just wanted to say a special thank you to Dee Dee Day and Dawn Strickland. I had to make some changes to... 
— John-Member since 1990
Earlier this year my much younger sister passed away and with that many obligations were to be met by my husband and myself ..My sister was survived by a daughter and son. We have since then taken on... 
— Vonda
How lucky I am to have Liz Frey managing the office I use! I live in Florida but maintain Cinfed as my main banking office. Everytime I need special help a simple email or call to Liz and it is... 
— Debbie G
Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
— Sarah Amyotte
I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
— Marian Dudley
I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
— Robert Olguin
I have been a member at the Roselawn Branch for a long time and I couldn't be more satisfied with the customer service. No matter how often I come in with a question or issue and no matter what... 
— Andreya T Williams
I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
— Edward, member since 1985

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