Simple Steps to Make Online Banking More Secure
Posted on November 06, 2017
Topic Categories: Banking, Consumer Help
By Jessica Dill - eServices Specialist, Cinfed
The ease of digital banking means that sending a check in the mail or going to a local branch to pay bills or transfer money is a thing of the past. While online banking has evolved into an essential – and common – convenience, consumers should still take a few simple precautions to help keep their sensitive information safe and secure.
Create Strong Passwords
When setting up your online banking account, create an original password that you don’t use for other accounts; this separation will help protect your account in case of a breach. Use a combination of characters, numbers, and symbols to strengthen your password. Don’t use common identifiers such as your name, family names, addresses or phone numbers.
Once you’ve created a strong password, never reveal it over the phone, in an e-mail, or on questionnaires or security forms. If you’re concerned that someone may have it, most online accounts provide an easy way to make password changes – so you can create a new one whenever you wish.
Don’t Access Accounts from Public Computers
Using a computer provided in a public place, such as an internet café or library, can put your account at risk. These computers could have programs that track your key movements and browser data, providing your information for others to view. Manage your bank account from a computer that only you have access to.
Double Check the Web Address
Phishing websites are fake domains that use similar web addresses and mimic banking websites to steal your ID and password. Before you log into your account, always double check to ensure the web address is authentic. Be cautious about clicking on links in e-mails – particularly unsolicited messages. Bookmark your login page so you can return to the right place each time; you may need to re-add the link occasionally when your browser updates.
These simple steps establish a strong basis for a securely managing your money online. Cinfed members with additional questions or concerns can contact our Member Service Center at 513-333-3800.