By Dwayne Holt, Mortgage Lending Director
You might be seeing your space in a new light since you’ve been spending more time at home lately. If you have a growing “to-do” list of projects around the house, you might wonder which ones will give you a bigger return on your investment.
Small, medium or large, home improvements positively impact the value of your home. And, since you’ve likely been saving money by staying at home, you can funnel those savings toward projects that give your mood a boost now and pay off later…especially if you plan to put your home on the market.
Inexpensive ways to add value to your home
Small DIY projects can make a big difference, such as:
Mid-budget projects that make a big impression
Your home might benefit more from medium-sized projects. These cost a bit more and might require professional help, but they have a bigger impact on your home’s value. Ideas for this category include:
Major home renovations for ultimate ROI
If you’re looking to get the ultimate bang for your buck in terms of return on investment (ROI), think big. Before you plan and budget your projects, though, do some research on home values in your area. Avoid “over improving.” For example, it’s easier to recoup the cost of a $15,000 kitchen improvement vs. a $60,000 one. These home improvements will give you the greatest returns:
Find help funding your projects
Call a Cinfed branch or make an appointment to visit in person. Let us know what kinds of projects you’re planning and we’ll be happy to help you determine if a personal loan or home equity line of credit could help bring your vision to life.
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