Experience the credit union difference
Credit unions offer all the financial services you expect, like checking and savings accounts, loans and investments. Plus some you might not expect, like financial education and help finding the best insurance rates.
The main difference? Credit unions are nonprofit and member-owned. When you become a credit union member, you become an owner. Instead of traditional banks where profits go only to stockholders, with credit unions the money goes back to members in the form of lower-interest loans and credit cards, and higher-interest savings accounts.
When you call or step into your local credit union branch, you’ll notice the warm, friendly atmosphere right away. The cooperative spirit carries through every interaction. Credit unions were founded on the principle of people helping people and communities.
Benefits in action: interest rates
Loans are a fact of life. Whether you need an auto loan, mortgage — or a short-term signature loan or education loan, Cinfed is here with some of the lowest rates available.
Better interest rates also apply to Cinfed Mastercard®. Find the right card for you from the options available.
And when you’re looking for savings account options, that’s another area where you’ll see the credit union advantage. Find current interest rates on certificate and savings accounts.
Benefits in action: financial education
Credit unions go beyond transactional services. True financial empowerment happens when you have the wisdom to make sound financial decisions today — and tomorrow. That’s why the Cinfed Financial Education Center offers a whole library of topics.
Benefits in action: rewards
There are more perks to being a credit union member. Cinfed Credit Union offers exclusive savings to members on non-financial services. You can save up to 25% on rental cars, up to 60% off hotels plus other discounts on apps, services and entertainment.
It’s quick and easy to become a Cinfed member
If you’re not already a credit union member, you can join Cinfed with as little as $5. Just have two forms of ID handy when you apply online. We’ll review your application within 24 hours. Of course, you’re always welcome to visit your local Cinfed branch to learn more, open an account or apply for a loan. A financial coach or other team member will be happy to help you. Here’s what to expect if you visit in person.