Back to School: Finance 101 | Cinfed Credit Union

Money Matters for Cinfed Members

Back to School: Finance 101

Posted on September 10, 2020
Topic Categories: Banking, Consumer Help

Boy going to school

By Coach Fin

If you have young adults in high school or college, you can help them learn money management skills that will last a lifetime. Nurture their budding independence by giving them tools to learn financial responsibility.

The basics: checking and savings accounts

When high school and college students think about finances, they often have visions of Wall Street. Before they learn the ins and outs of investing wisely, it helps to teach them practical skills they need to manage day to day life. It starts with checking and savings accounts.

Cinfed Credit Union’s Zoom checking account is custom made for 14 to 22 year olds:

It’s the perfect training ground for graduating into a Kasasa Cash or Kasasa Cash Back checking account.

They can also open a Main Share savings account with as little as $5. That’s all it takes to start good money habits and enjoy all the benefits of being a Cinfed Credit Union member. It’s a great first step toward building an emergency savings plan.

If you have younger children in your home, check out the Rockstar saver program for kids up to age 14.

Level up: financial tools and resources

Your young adults can hit the library at Cinfed’s Financial Education Center to get quick, interactive courses. It’s never too early to develop healthy financial habits. They can learn how to create a monthly budget and learn how prepaid cards differ from credit cards. They can even learn how mindful living can help manage stress (and avoid budget-busting retail therapy)

Advanced: pre-approved auto loans

If a new school year means new wheels, consider getting pre-approved for an auto loan. Cinfed’s Fast Lane Auto Loans help take the stress out of car shopping.

This is a chance to teach your kids how to set a car budget ahead of time, borrow within those means — and start the auto search armed with knowledge and a check in hand. This lets you avoid the stress of high-pressure sales tactics and the temptation to overspend.

Cinfed is here to help

How else can we help you and your family through the high school and college years? Whether you have questions about accounts, education loans, investments or other matters, our financial coaches are here to help. Just call or visit your local Cinfed branch. Here’s updated safety information so you’ll know what to expect if you visit in person.


Cinfed Credit Union
4801 Kennedy Avenue
Cincinnati, OH 45209
(513) 333-3800
Routing #242076656


They always go above and beyond at the Oakley branch and truly care about each of their members. And, I absolutely love their kids' membership program. It makes it fun for them to learn about money... 
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Been a member since I moved to the Queen City in 1978. Cinfed has always provided customer service that other financial institutions only dream about. Thank you for almost forty years of outstanding... 
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I recently became a member here at CINFED and it was the best decision I have ever made. I walked in with tears and despair and left with dry eyes, a smile, and I even received a hug from the branch... 
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Emily Snyder took the best care of my two auto loans. She was professional, courteous and very knowledgeable of the available services for me. She went out of her way to make sure I felt like I was... 
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I have been member with Cinfed since 1986. The Roselawn Cinfed staff greeted the customer phone calls friendly and polite willing to help you with your needs. They have excellent customer service.... 
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I have been a member of CINFED since about 1981 when I was transferred from SLC, Utah with the US Army Recruiting Command and have always received excellent service and support . Hope Dee Dee is... 
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I have been a member at the Roselawn Branch for a long time and I couldn't be more satisfied with the customer service. No matter how often I come in with a question or issue and no matter what... 
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I been a member since 1985 and can not imagine banking anywhere else. This credit union as taken care of my every need. 24/7 services is excellent.
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I recently applied for a credit card online. I received a call from Emily Snyder explaining what needs to be done next. It was easy and Emily’s customer service was excellent. Emily is a great... 
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I met Emily Snyder because I had a flat tire in the parking lot of Cinfed Credit Union. I didn’t know what to do and she offered to help me. It was late in the evening and I didn’t think anyone... 
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Emily Snyder took care of setting up a consolidation loan for me on Saturday. She was very friendly, professional, and explained very articulately all the steps involved. Emily also opened a new... 
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I recently closed for a car loan and a credit card with Susan Z. Her service was excellent. We closed in a couple of days. She was so helpful with her knowledge. It was a pleasure to deal with her.
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I cannot say enough good things about the service I have always received from Cinfed! Most recently, we refinanced a vehicle and dealt with Emily S.! She was quickly responsive and on top of her... 
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I can say a million great things about Cinfed Credit Union and how they helped me over the years ,But there are many helpful service members, but one Great lady Is Mrs Susan Z. She is an Awesome... 
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I have member with Cinfed for 24 years. The customer service is beyond great. Everything from daily banking to loan services. I recently purchased my daughter a car and originally it was going to be... 
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